There is good and bad news when dealing with Progressive in a car accident case. In this article, you will hear both the good and the bad.
Here is my detailed video on Progressive car accident settlements (with amounts):
Progressive is one of the big 3 auto insurers in Florida. I’m going to share what I’ve learned from settling many cases with Progressive.
You’ll get to see many Progressive settlements (with amounts).
I’ve also sued a driver insured with Progressive.
I’ve made a list of frequently asked questions (FAQs) for Progressive accident claims:
Progressive should not raise your rates if you were not substantially at fault for an accident. For example, let’s say that you are stopped at a traffic light. Another car crashes into the back of your car. Unfortunately, the other car is uninsured.
Let’s assume that Progressive insures you with both personal injury protection (PIP) and uninsured motorist (UM) coverage. If you are injured in a No-Fault state, you will make a PIP claim with Progressive.
Florida is one state that has No-Fault laws.
You can also make an UM claim since the other driver did not have insurance. Since you were not at fault, Progressive should not raise your rate.
On the other hand, if you were the car that carelessly hit the car in front of you, Progressive may raise your rates. Progressive says that an at-fault accident can increase your rate by an average of 41% countrywide. Again, this assumes that you were at-fault for the accident.
If you were not at fault for the accident, I would not worry.
You can only get compensation for pain and suffering if someone else was at fault for the accident.
Progressive offers accident forgiveness as soon as you become a customer. Therefore, you may not see an increase at all for certain incidents out of your control (like a cracked windshield, etc.) where the claim is less than $500.
As you’ll see in a moment, my most common settlement amount with Progressive has been $10,000. This is because I handle injury claims in Florida. In Florida, most of Progressive’s auto policies have bodily injury liability (BIL) insurance limits of $10,000 per person. The most that these policies will pay out is $20,000 per accident.
Of course, Progressive sells car insurance policies with higher bodily injury liability limits. That said, a $10,000 per person BIL is the most common limit that I’ve seen with Progressive.
However, you’ll note that sometimes the $10,000 that Progressive pays is part of a larger settlement (with another insurer). This was the case in my $210,000 settlement that I’ll discuss shortly.
I have had at least one case where Progressive insured the careless driver with $1 Million dollars in BIL coverage.
Unfortunately, in Florida, BIL insurance is not required on most cars. There are some exceptions, like Uber and Lyft (whose vehicles must have BIL insurance when the app is on).
There are other instances where BIL insurance is required.
Yes, unfortunately. Progressive Insurance has funny ads featuring Flo. However, that is where the fun stops. Progressive is terrible at paying Florida bodily injury (“BI”) liability insurance claims.
I don’t say this about every auto insurer. In fact, I’ve actually said that some auto insurers are good, like USAA, the Hartford and Nationwide.
However, when it comes to the major personal auto insurers in Florida, Progressive gets the worst ranking. The other three major insurers, State Farm, Geico and Allstate. They all pay better than Progressive.
Those companies are not great. Most of them just pay slightly better than Progressive. Basically, they make lowball offers as well.
You might be able to get compensation for pain and suffering if you were hurt in a car accident. However, Progressive has a reputation for offering a small amount of money for the pain and suffering component of the bodily injury liability (BIL) claim.
If someone insured with Progressive caused your injury, Progressive may quickly try to offer you a small settlement. Progressive may also
quickly send an adjuster to your home to try to settle your injury claim.
This usually occurs within days after Progressive has notice of the accident. Days after a crash, a Progressive adjuster may offer you a check for a small amount. They usually offer between $1,000 and $3,000 to settle your personal injury case. (One adjuster, not from Progressive, referred to this process as a “cash out”.)
I don’t know of one other insurer who does this. Sure, other auto insurers will give you a lowball offer. But, that usually happens after they’ve seen your medical records and/or bills.
GEICO often sends its field adjusters out with a policy limits check, but that usually only occurs if you have a bad injury and GEICO’s BIL limits are low. For your run of the mill neck and back pain, GEICO will not send an adjuster to your house to make a $1,000 to $3,000 offer.
However, there is a problem with cashing Progressive’s check. Along with the check, they’ll ask you to sign a settlement release. The release basically says, in exchange for a certain amount of money, you are giving up your right to sue Progressive’s insured. By signing the release, you give up your right to sue forever.
Sometimes. There are many cheap auto insurance companies. The cheapest auto insurance companies are often non-standard companies. I’m referring to companies, like United Auto, Ocean Harbor (Pearl Holding), Windhaven and others.
Out of the some other terrible paying insurers, Progressive sometimes issues car insurance policies with higher BIL limits. So even though you may have to sue in a case involving Progressive, there may be plenty of insurance available.
Also, some Progressive insurance adjusters are nice. But just because you are dealing with a friendly adjuster does not mean that they will pay your claim fairly.
Yes. In the United States, Progressive insures Uber in Florida, Colorado, Texas, Arizona and many other states. The map below shows the states where Progressive insures Uber. In other states, Uber has other car insurance companies.
There may be some good news when dealing with Progressive in an Uber accident case. If the Uber driver was en route to pickup passengers or during trips, Progressive insures Uber with a $1 million liability policy. That amount is much higher than the average car insurance policy. For example, Florida does not even require drivers to have bodily injury liability (BIL) insurance.
But don’t get too excited. You are still dealing with Progressive. My advice is to hire an Uber accident lawyer immediately. Uber accident attorneys give a Free Consultation. You should only hire an Uber accident lawyer who is licensed in the state where the accident happened.
In larger personal injury claims, Progressive will assign an adjuster from its large loss/litigation unit. Litigation is a fancy word for lawsuit.
For example, let’s say that you’re family member is tragically killed in a car accident. In this instance, Progressive will assign a large loss adjuster to the claim. From my experience, Progressive will do so even if the bodily injury liability policy limits are only $10,000 per person/$20,000 per accident.
If you have a injury claim against someone who has a larger policy, it’s a good sign if Progressive assigns a large loss adjuster. When I say larger policy, I’m referring to $100,000 or more per person in BIL coverage.
How will you know if a large loss adjuster is handling your claim?
There are two ways. First, look at any emails or letters that the Progressive adjuster sends you (or your lawyer). Beneath the adjuster’s signature or name, it may say “large loss/litigation”. Second, you can search for the adjuster on Linkedin. The adjuster’s Linkedin profile may say that they are a large loss or litigation adjuster.
Does depositing a Progressive check kill your injury claim?
It may. If you deposit the check, you are forever waiving your right to make a personal injury claim.
If your injuries are minor, the accepting the check and signing the release may not be such a big deal. However, it still can be problematic.
On the other hand, if you need future medical care, don’t deposit the check and sign the release. Otherwise, you are kissing your claim goodbye.
Let’s look at some personal injury settlements with Progressive. Below are some of my many injury settlements against Progressive Insurance.
$210K Settlement for Shoulder Injury (Progressive and Travelers Paid)
Here is a video of some highlights of this settlement:
A truck driver was rear ended by another truck. A photo of the other truck is below.
He claimed that the crash caused or aggravated his shoulder labrum tear.
Travelers insured the careless truck driver. They paid $200,000 to settle my client’s personal injury claim.
My client had $10,000 in underinsured motorist insurance (UIM) coverage with Progressive on his personal car. When the crash happened, he was driving an 18 wheeler owned by his employer.
After initially refusing, Progressive paid me the $10,000 UIM insurance limits. I settled the entire personal injury case for $210,000.
Progressive Pays $50K of $150k Settlement for Back Surgery from Car Crash
A car passenger claimed that an accident caused or aggravated a herniated disc. The passenger had a lower back fusion surgery. Below is what a back fusion surgery looks like.
Progressive insured the car that hit him. Progressive paid $50,000 of the settlement.
The passenger had $100,000 of his own underinsured motorist (UIM) coverage on his auto insurance policy. Since he was an occupant of a car at the time of the crash, his UIM insurance was available. His auto insurer paid its $100,000 limits to settle the UIM claim.
Progressive Pays $100K of $110K Settlement for Pedestrian Hit By a Car
A female pedestrian was in a crosswalk walking across the street in Homestead, Florida. A driver of a van hit her. The actual diagram from the Florida traffic crash report is above.
She suffered a fractured bone in her face (below the eye). We settled this case for the Progressive UM policy limits of $100,000.
It was under her husband’s Progressive auto insurance policy. Imperial Fire & Casualty Insurance Company insured the driver of the van. They had $10,000 in bodily injury liability insurance coverage. Imperial paid the $10,000 limits.
$75K Settlement for Knee Surgery and Injections to Lower Back (Car Accident)
A young woman was driving a friend’s car, heading straight on US 1 in Miami, Florida. An SUV was heading in the opposite direction.
The driver of the SUV attempted to make a left-hand turn. They crashed. The damage to the car that the lady was driving can be seen above.
Progressive insured the careless driver. They paid their driver’s insurance limits of $50,000 in bodily injury liability (BIL) coverage.
Allstate paid $25,000 from the UIM coverage. The total settlement was for $75,000. I represented the injured lady.
$57,600 Settlement with Progressive (and GEICO) for Shoulder Surgery from Miami Car Accident
My client was driving her car. She was hit in a three car collision. She had arthroscopic shoulder surgery.
Progressive insured one of the cars with $10,000 BIL limits. They paid the $10,000 limits.
GEICO insured another car, and paid $47,600 to settle the injury case.
Progressive Pays $10K of $35K Motorcycle Accident Settlement (Shoulder Injury)
A motorcycle rider claimed that a car hit him. Here is the crash diagram:
The crash happened in Jacksonville, Duval County, Florida.
The rider alleged that the accident aggravated his pre-existing shoulder injury (rotator cuff tear).
He ultimately had shoulder (rotator cuff) surgery. Here is a photo of the rotator cuff tear that doctors took during the surgery.
How can you actually use a photo that was taken during a surgery?
Always request any video or images of your surgery (or injuries). Then, quickly send the photo to Progressive so that they can see the injury. As the saying goes, “A picture speaks a 1,000 words.”
Progressive insured the car’s driver with $10K in bodily injury liability(BIL) coverage. State Farm insured the car owner with $10K in BIL. In Florida, a car owner is liable for a driver’s negligence.
The total combined BIL insurance available was $35,000. Progressive paid its $10K BIL limits to settle the motorcycle rider’s injury claim. Here is Progressive’s settlement check.
State Farm paid $25K to settle. The total injury settlement was for $35K.
The motorcycle rider didn’t have uninsured motorist (UM) coverage available. If he would’ve had UM insurance, the motorcycle accident settlement would’ve likely been much larger.
$27.5K Settlement with Progressive for Car Accident (Back, Neck and Shoulder Pain)
In the photo above, you can see our happy client after her $27,500 personal injury settlement.
Dania was a passenger in a car in Miami, Florida. Another driver crashed into the car in which she was a passenger.
Here is the damage to the car within which Dania was a passenger:
We claimed that the other driver’s carelessness caused Dania’s injuries.
Fortunately, here injuries were soft tissue. Basically, she had neck sprain/strain, thoracic (upper back) sprain/strain, back sprain/strain, and right shoulder sprain/strain.
She did not break any bones. Also, she did not need surgery.
Shortly after the car accident, Dania spoke with a lawyer who has handling injury claims for 49 years. That attorney primarily defends drivers for personal injury claims from commercial vehicle accidents. He was unable to represent her primarily because her injuries were minor. Moreover, the damage to her car was not that bad.
However, that attorney was aware of our many car accident settlements. Additionally, he knew that we’ve settled numerous car accident claims with Progressive. He referred Dania to my law firm. Dania contacted my law firm.
Dania’s primary language was Spanish. However, my paralegal is fluent in Spanish. Additionally, I speak some Spanish. In fact, we have a Spanish website and blog.
We gave her a Free Consultation to see if she wanted to hire me and if I could represent her. Immediately after the consultation, she hired me as her lawyer. My law firm did the majority of the work on Dania’s claim. (However, she consented to the referral attorney sharing responsibility on the claim with us. This allowed us to pay 25% of our attorney’s fee to the referring lawyer. This didn’t cost Dania any additional money.) I happily pay referral fees to attorneys who refer me cases as allowed.
Progressive insured the car that we alleged caused the crash. Progressive paid us $27,500 as settlement of Dania’s personal injury claim. Here is the settlement check:
Some of her doctors didn’t bill her health insurance. Nevertheless, Dania received over $12,950 in her pocket.
This is after our attorneys fees, costs and her outstanding medical bills were paid.
Most importantly, she is happy with the settlement. Dania gave my law firm this review on Google (translated from Spanish into English):
I am very pleased to have selected Dr. Justin Ziegler. If you need an accident lawyer, don’t think about it.
$20K Settlement with Progressive for Soft Tissue Injuries (Rollover Crash)
A driver got a $20,000 settlement after a truck rear ended him. The actual traffic crash diagram is below.
This accident happened near the Redland and Homestead, Florida.
A truck (vehicle 1 in the above diagram) was heading east. Tracy was driving a pickup truck (vehicle 2). Vehicle 1 hit the back of Tracy’s truck. Tracy’s truck rolled over.
Tracy hired a personal injury lawyer (me) after his accident.
Progressive paid a total of $20,000 to settle the BIL and UIM case.
After my attorney’s fees, costs and medical bills were paid, my client received over $10,500 in his pocket.
He would’ve gotten more in his pocket but he worked for a large private company. This means that his “health insurance” was self-funded. Thus, they were able to get virtually every penny back from what they paid for his bills.
Progressive Pays $10K of $20K Settlement for Herniated Disc and Scar (Miami Car Accident)
Liz was a passenger in an SUV. A driver of a Jeep T-boned Liz’s SUV in an intersection in Miami-Dade County, Florida.
The diagram from the Florida crash report is below:
The front of Liz’s SUV smashed into the side of a Jeep (Vehicle 1).
Here is what the SUV looked like after the crash.
Here is another photo showing the damage to the front and driver side of the SUV.
Liz claimed that the accident caused or aggravated a herniated disc in her lower back.
The crash caused a scar on her forearm. You can see the scar in the photo below.
Infinity Insurance company paid its $10,000 BI liability insurance limits.
Progressive was my client’s uninsured motorist insurer. They wouldn’t pay the $10K limits.
I filed a civil remedy notice of insurer violation with the Florida Department of Insurance. Progressive paid the $10K limits. Here is Progressive’s check.
Progressive Pays $10,000 of $20,000 Settlement for Herniated Disc
Henry (not real name) was the driver of the car in Liz’s case (that I just discussed above). Henry claimed that the accident caused or aggravated a herniated disc in his lower back.
Progressive paid the BI liability insurance $10,000 limits. Here is Progressive’s settlement check.
Infinity Insurance Company paid its $10,000 BI liability insurance limits.
I represented Henry.
My case: $20,000 Settlement for a woman who claimed a disc protrusion (herniation), which indented on the ventral (spinal) cord. She also had multilevel disc bulges.
Progressive Pays $10K of $17.5K Settlement for Claim for Spine Pain, and That Crash Caused Her Miscarriage
The victim had pain in her spine. She was in the first trimester of pregnancy at the time of the wreck. Shortly after the accident, she had a miscarriage.
I spoke with several OB/GYN doctors. None could say that the crash caused her miscarriage, since she was in the first trimester.
Progressive insured the careless driver with $10,000 in bodily injury liability (BIL) insurance limits. Nadine Thomas was the Progressive adjuster. Progressive settled for its $10,000 BIL limits.
Allstate, the uninsured motorist insurer, settled for $7,500. The total settlement was for $17,500. I represented the injured woman.
My case: $16,000 Settlement for a man who claimed that his herniated disc was caused when another car hit his truck in Miami, Florida.
Progressive Pays $15,000 for Soft Tissue Injuries (Rollover Crash)
A woman was driving her SUV near West Miami and Coral Gables. A pickup truck driver crashed into her.
The impact send her car into a street light. It then rolled over.
The other driver was arrested for drunk driving. Progressive insured his pickup truck.
She claimed soft tissue injuries. Progressive paid $15,000 to settle this case.
I represented the injured driver.
$14,000 Settlement for Soft Tissue Injuries from Rollover Crash
My case: $12,000 Settlement (Gross) for a woman who claimed a herniated disc in her lower back when her SUV was struck by another car in Miami.
Progressive $10,900 Settlement for Miami
Progressive Settles for $10K Limits for Herniated Disc, But Only After Lawsuit
Jon, a 20 year old man, was driving his mom’s Honda Accord. He was heading southbound on SW 149th Ave in Miami. Another driver, Leo, was driving a Lexus heading east on SW 179th Terrace.
The above diagram shows how the crash happened.
Leo had a stop sign. The Florida traffic crash report said that Leo failed to yield entering the intersection. Jon was unable to avoid Leo’s car. Jon hit Leo.
The damage to Jon’s car can be seen in the photo below.
You can see the damage to Leo’s car below.
Leo’s car spun clockwise causing his driver side rear to hit Jon’s passenger side rear. Jon’s car then left the roadway on the left (east) side coming to rest facing South/East on the grass.
Leo’s Lexus came to rest facing southbound in the center of the intersection. Jon was diagnosed with a herniated disc. Progressive insured the careless driver with a $10,000 BIL policy.
I filed a consumer complaint, and filed a lawsuit against Leo. I didn’t serve Leo, so that I could save my client a few bucks.
Within days, Progressive overnighted a check for the $10,000 policy limits. They increased their offer by over 100%.
My client chose to accept the $10,000 instead of going after the assets of Progressive’s insured.
Sometimes, even in a clear-cut case, you may have to sue Progressive to get fair value for your case.
My case: $10,000 Settlement (Gross) Policy Limits for a middle-aged woman who claimed her rotator cuff tear was caused by an accident when she was hit by another car.
My case: $10,000 Settlement (Gross) for a woman who claimed soft tissue injuries. A car, insured with Progressive, hit her car. It happened in Miami, Florida.
How Much of Your Hospital Bill Will Progressive PIP Insurance Pay?
If you have PIP with Progressive, Progressive is required to pay the hospital according to a formula. To illustrate the formula, we’ll use amounts from a real case (not mine) involving Progressive.
The total hospital charge was $2,781.00. The PIP deductible was $1,000.
The steps to the formula are as follows:
(Total Hospital Charge – Patient’s PIP deductible)
$2,781.00 minus $1,000 = $1,781.00
Then, multiply this amount by 75% per section 627.736(5)(a)1.b.
$1,781 x 75% = $1,335.75
Next, multiply that times 80% applying section 627.736(5)(a)1.
Per Florida law, Progressive owes 80% of that amount.
$1,335.75 x 80% = $1,068.60
But here’s the kicker:
Progressive tried to argue that they owed less than this amount. Progressive Select Insurance Company v. Florida Hospital Medical Center A/A/O Jonathan Parent. The court disagreed. It said that Progressive has to pay PIP benefits using the above formula.
Progressive may be dead wrong when they tell you that they only owe a certain amount.
The injured person can sue the at fault driver to recover the PIP deductible. He or she can also sue for pain, suffering, other medical bills and lost wages.
Report or Track a Claim a Florida Progressive Claim
There are two types of individuals who report and track claims.
Progressive lets an accident victim report or track a claim. Customers can log in to report or track the claim online.
Warning! Everything that accident victim writes down can be used against him or her. Progressive may be the victim’s insurer. However, it will quickly use the insured’s statement against him or her.
Can People without Progressive Insurance Track a Claim with Progressive Online?
Progressive lets anyone with a claim track a claim. Therefore, people with injury claims against Progressive can track their claim.
This is true even if you are not insured with Progressive. In order to view the claim, Progressive must have already created a claim.
The accident victim can find out the contact information (phone number) and other information for the claim representative when he or she views the claim online.
Reporting a Claim with Progressive
On Progressive’s Reporting a Claim page, Progressive says that they “work with you throughout the entire claims process – from initial response through final resolution – to provide fast, caring service and to settle your claim.”
What does “work with you” mean? (I will answer this by giving an example below.)
Progressive owes a duty to its insured. It does not owe a duty to a third party.
Example of Progressive Owing Duty to Its Insured, But Not the Claimant
Progressive insures Mike’ car. Maria is driving Jose’s car. Mike makes a left hand turn in front of Maria.
Maria crashes into Mike. She claims that the accident caused her herniated disc and knee surgery.
Maria makes a claim against Mike’s bodily injury (“BI”) liability coverage in his Progressive auto policy. Progressive has an obligation to protect Mike’s interest.
This is because Mike is Progressive’s insured. Progressive does not have a duty to protect Maria.
Progressive will “work with Maria” by talking to her. But Progressive’s interest is adverse to Maria’s interest.
Progressive will offer the lowest amount possible to Maria.
What is Considered Fast Service?
Progressive adjusters are more likely to answer the phone (and return calls) than some large self-insured companies like Walt Disney World.
Warning! Progressive has a reputation for offering to settle injury claims quickly after an accident. They may make an offer before the accident victim knows the full extent of his or her injury.
They will want the victim to sign a settlement release. The accident victim should be very careful accepting this offer. If the victim signs a release, he or she is forever barred from making a claim.
Tip! In some situations, the victim may be able to have the release declared as void. This may happen where Progressive settled the case quickly after the accident while the victim was not capable of making an informed decision.
Florida Administrative Rule 69B-220.201 lists the ethical requirements for all adjusters in Florida. This applies to Progressive claims adjusters, including BI claims adjusters.
An adjuster shall handle every adjustment and settlement with honesty and integrity, and allow a fair adjustment or settlement to all parties without any compensation or remuneration to himself or herself except that to which he or she is legally entitled.
As you can see, adjusters are required to be honest. If a Progressive adjuster is dishonest and tricks you into an unfair settlement, you may be able to have the settlement tossed out.
Additionally, subsection (3)(i) says:
An adjuster shall not attempt to negotiate with or obtain any statement from a claimant or witness at a time that the claimant or witness is, or would reasonably be expected to be, in shock or serious mental or emotional distress as a result of physical, mental, or emotional trauma associated with a loss. The adjuster shall not conclude a settlement when the settlement would be disadvantageous to, or to the detriment of, a claimant who is in the traumatic or distressed state described above.
Thus, if you were under shock or serious mental or emotional distress as a result of physical, mental or emotional trauma associated with the accident, you may be able to get out the release.
How to Report an Auto Accident Claim with Progressive By Phone in Florida
An accident victim can report a claim to Progressive by calling 1-800-274-4499. A Progressive claims intake person will ask you about the basic facts of the accident.
They will give you a claim number. The claim will be assigned to an injury claim adjuster.
A claims representative may contact you by the end of the business day. The injury claim adjuster will not be available after hours.
How to Report an Auto Accident Claim with Progressive By Letter and/or Fax in Florida
If a Progressive insured’s carelessness caused your accident in Florida, you can send a letter to Progressive requesting that they disclose certain insurance information.
In Florida, Progressive is required to disclose its insured’s information. This includes, but is not limited to, telling you their insured’s BI liability policy limits.
If your vehicle is damaged, the adjuster may set up a vehicle inspection.
The accident victim should still take several photos of the vehicle. Take photos from both up close and far.
Photos are very important in the personal injury claim.
What to Do if You’re in an Accident and Someone has Progressive
Take pictures and Stay at the Crash Scene
If it is safe to do so, take pictures of all vehicles involved. Take pictures of any skid marks.
Move as far off the roadway, but do not leave the accident scene.
Call the Police
If the accident is minor and you are safe, call the local police department. If the accident is severe, call 911.
Never admit fault.
Warning! Be careful when discussing the claim with a Progressive claims representative. They may use what you say against you.
Get Witness Contact Information
Witnesses can help a Florida injury case. See if there were any witnesses who were not an occupant in a vehicle involved in the wreck.
Get the witnesses name, license number, address and phone numbers. Independent witnesses are more likely to help shortly after the accident.
As time passes, most independent witnesses lose interest. They have no financial incentive to help.
In Florida, Progressive operates under several companies. The first word of each company is Progressive, and then it’s called:
- Advanced Insurance Company (For example, Progressive Advanced Insurance Company)
- American Insurance Company (For example, Progressive American Insurance Company)
- Bayside Insurance Company
- Casualty Insurance Company
- Direct Insurance Company
- Express Insurance Company
- Select Insurance Company
- Southeastern Insurance Company
- Specialty Insurance Company
The injured victim needs to know the correct name if he or she files a civil remedy notice of insurer violation.
Which Progressive Adjusters Have I Settled Injury Claims or Dealt With?
- Alfonso Forment
- Jamal King
- Igor Mejia (Paid $10K of a $210K Settlement)
- James Laasko
- Shirley Miranda
- Sharon Smith
- David Tabares (Bodily Injury Liability Insurance Adjuster)
- Dozens of others
How to Report a Home Insurance Claim with Progressive in Florida:
Progressive is an agent for home insurance in Florida. It is an agent for home insurance, condo insurance and renters insurance.
Unlike State Farm, Progressive is not a homeowners insurer.
Someone who lives in a home may have caused someone else’s injury. If this happens, the accident victim may have a claim against the careless individual’s home insurance.
The careless party may think that Progressive insures him. In actuality, the claim needs to reported to the actual insurer. Progressive is an agent for the following home insurers:
- Homesite Insurance Group — Report a claim online or call 1-866-621-4823
- IDS/Ameriprise — Call 1-888-894-3523
- American Modern — Call 1-800-543-2644, Option #1
- ASI — Call 1-866-274-5677
- Assurant — Call 1-800-358-0600
- First American — Call 1-866-874-1295
- Foremost — Report a claim online or call 1-800-527-3907
- Occidental/SageSure — Call 1-800-780-8423
- QBE First — Call 1-800-822-2997
- Tower Group — Call 1-877-365-8693
What Types of Insurance Does Progressive Sell?
These include auto, home, renters, condo, mobile home, motorcycle/ATV. Progressive also insures Boat/PWC, Motorhome, Travel Trailer, Classic Car, Term Life and Business Auto.
Did someone’s carelessness cause your injury in a Florida car crash or other type of accident?
See Our Settlements
I am a Miami car accident lawyer. I have settled many Florida injury cases. They include, but not limited to, car accidents, truck accidents, motorcycle accidents, bike accidents, pedestrian accidents, taxi accidents, drunk driving (DUI) accidents.
I want to represent you!
My Miami law firm represents people injured anywhere in Florida in car accidents, truck accidents, slip, trip and falls, motorcycle accidents, bike accidents, drunk driving crashes, pedestrian accidents, taxi accidents, accidents involving an Uber or Lyft Driver, and many other types of accidents.
We want to represent you if you were hurt in an accident in Florida. If you were injured in another state but live in Florida, we may also be able to represent you.
Call Us Now!
Call us now at (888) 594-3577 to find out for FREE if we can represent you. We answer calls 24 hours a day, 7 days a week, 365 days a year.
No Fees or Costs if We Do Not Get You Money
Editor’s Note: This post was originally published in April 2014 and has been completely revamped and updated.