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You are here: Home / Archives for Uninsured Motorist Claims

Uninsured Motorist Coverage

February 10, 2022 By Justin Ziegler, Lawyer Leave a Comment

What is Stacking Coverage in Florida Uninsured Motorist Insurance?

Stacking Uninsured Motorist Insurance in Florida

In Florida, stacking UM Coverage happens when an insured adds uninsured motorist (UM) coverage from more than one source. 

There are two ways to stack.

[Read more…]

Filed Under: Uninsured Motorist Claims

January 31, 2022 By Justin Ziegler, Lawyer 2 Comments

Uninsured and Underinsured Motorist Insurance (Claims and Settlements)

Left driver side and front damage to car

When it comes to uninsured and underinsured motorist insurance claims, I’ve handled many of them.

Insurance companies have wrongly denied coverage. And I’ve gotten lowball offers too.

After handling many uninsured and underinsured motorist claims, I quickly realized how to increase my chances on getting the best settlement possible.

In this article, I’m going to show you everything you need to know about uninsured and undersinsured motorist insurance claims and settlements.

Let’s start by looking at some frequently asked questions (FAQs). We’ll then look at some of my many uninsured and underinsured motorist settlements.

[Read more…]

Filed Under: Uninsured Motorist Claims

September 6, 2021 By Justin Ziegler, Lawyer 12 Comments

Does Uninsured Motorist Insurance Cover Motorcycle Accidents in Florida?

uninsured motorist insurance coverage motorcycle rider hit by car

If a car hits (and injures) you while you’re on a motorcycle, does uninsured motorist insurance cover you?

You may want to know the answer because so many drivers of cars are uninsured or underinsured. In fact, that is one of the top 3 reasons why you may lose motorcycle injury claim.

Uninsured motorist (UM) coverage may provide compensation to you if you’re injured while on a motorcycle. In order for UM to pay you, someone other than you must be at fault for the accident.

Uninsured motorist compensation pays for medical bills, lost wages, pain, suffering, mental anguish, loss of enjoyment of life, etc.) or wrongful death damages caused by the negligence of an uninsured motorist.

[Read more…]

Filed Under: Auto Accident Claims, Uninsured Motorist Claims

September 24, 2019 By Justin Ziegler, Lawyer Leave a Comment

Uber Uninsured Motorist Insurance Settlements (and Claims)

I’ve written a great deal about Uber accident settlements and claims.  Here, I’ll focus on uninsured motorist insurance for Uber accidents.

[Read more…]

Filed Under: Uninsured Motorist Claims

March 27, 2018 By Justin Ziegler, Lawyer Leave a Comment

Who is a “Resident Relative” for Florida Uninsured Motorist Coverage?

Who is a resident relative for Florida uninsured motorist auto insurance coverage?

If you live with a relative who has uninsured motorist (“UM”) insurance, you may be insured under his or her UM policy.  You may be covered for accidents where you would think you’re not covered.

Many motor vehicles are uninsured or underinsured.  Thus, UM insurance be your only source of compensation.

Who is considered a “resident relative” under UM coverage in a Florida auto insurance policy?

[Read more…]

Filed Under: Uninsured Motorist Claims

October 5, 2017 By Justin Ziegler, Lawyer 1 Comment

What Compensation Can You Get from Uninsured Motorist Insurance in Florida?

Two cars in head on collision

Uninsured Motorist coverage gives the same benefits as bodily injury (BI) liability coverage.  This means that you can get the same types of damages that you can recover against an at-fault driver or owner in a vehicle accident case. [Read more…]

Filed Under: Uninsured Motorist Claims

March 31, 2017 By Justin Ziegler, Lawyer Leave a Comment

UM Insurance and Setoff for Benefits a Claimant Gets in Florida

In order to know how much money an uninsured motorist (“UM”) insurer owes you in a Florida car accident case, you must know what credits they may be entitled to. [Read more…]

Filed Under: Uninsured Motorist Claims

March 18, 2017 By Justin Ziegler, Lawyer Leave a Comment

Who is a Class I insured in Florida Uninsured Motorist Coverage?


Once you know who is insured under uninsured motorist coverage in Florida.  Now it’s time to learn what a Class I insured is and how it affects your case. [Read more…]

Filed Under: Uninsured Motorist Claims

February 22, 2017 By Justin Ziegler, Lawyer Leave a Comment

Is a New UM Rejection Required If You Add a Car or Renew an Insurance Policy?

With so many uninsured drivers in Florida, your only source of compensation may be through uninsured motorist (“UM”) insurance.

Many drivers who have auto insurance didn’t purchase UM coverage.  If you’re lucky enough to be insured under a policy with UM, the limits often too low to cover your medical bills, lost wages, pain and suffering.

Your only hope may be that the UM insurer failed to get a UM rejection. [Read more…]

Filed Under: Uninsured Motorist Claims

February 5, 2017 By Justin Ziegler, Lawyer Leave a Comment

What is an “Uninsured Motor Vehicle” in an Auto Crash Case in Florida?

Uninsured Motor Vehicle Car Auto Insurance in Florida In order to understand whether you can have a case against your uninsured motorist (UM) auto insurer, you need to know what is considered an “uninsured motor vehicle.”

This is because you won’t be able to get damages from your UM auto insurer unless an uninsured motor vehicle is responsible for your injuries.

Florida Statute 627.727(3) states that an “uninsured motor vehicle” includes a motor vehicle that is insured and the liability insurer: [Read more…]

Filed Under: Uninsured Motorist Claims

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