Several states have No-Fault laws. Just look at this map:
Each states’ No-fault laws are different. For example, in Florida, if you qualify for Personal Injury Protection (PIP), it could pay up to $10,000 of medical bills and lost wages. And got forbid someone dies in the crash, PIP pays a $5,000 death benefit.
If you’re in an Uber accident, you may be entitled to Personal Injury Protection (PIP) insurance. However, if you’re hurt as a passenger in an Uber vehicle in Florida, Uber won’t give you Personal Injury Protection (PIP) benefits. This is true regardless of whether you live in Florida or are an out of state resident who is injured in a Florida car accident.
If an Uber hits a pedestrian, Uber’s PIP won’t cover the pedestrian unless the Uber driver’s app was on but he wasn’t engaged in a ride.