Personal Injury Protection (PIP) insurance can be a big benefit after an Uber car accident.  If you qualify for PIP, it could pay up to $10,000 of medical bills and lost wages.  And got forbid someone dies in the crash, PIP pays a $5,000 death benefit.

If you’re in an Uber accident, you may be entitled to Personal Injury Protection (PIP) insurance.  However, if you’re hurt as a passenger in an Uber vehicle in Florida, Uber won’t give you Personal Injury Protection (PIP) benefits.

If an Uber hits a pedestrian, Uber’s PIP won’t cover the pedestrian unless the Uber driver’s app was on but he wasn’t engaged in a ride.

Medical payments coverage is optional coverage in an Florida car insurance policy.  Medical payments coverage is also known as Med-Pay. [Read more…]

Personal Injury Protection (PIP) gives a $5,000 death benefit resulting from death arising out of the ownership, maintenance, or use of the motor vehicle. [Read more…]

Let’s assume that you’re driving a friend’s car in Florida.  Or you’re a passenger in a friend’s car.  In either event, assume that another driver hits you. [Read more…]

Many Florida auto insurance policies with Personal Injury Protection (PIP) coverage have a deductible.  How does a PIP deductible affect payment of your medical bills? [Read more…]

If you’re in a car accident while you’re working, workers compensation may pay for medical bills and part of your lost wages.  If workers’ compensation pays, it has a right to get repaid from your settlement with the party whose negligence caused your injury in Florida.

This legal right to get repaid is called a ‘workers compensation lien’.  The injured claimant is responsible for paying the workers comp lien.

Thus, it benefits an injured claimant to use any Personal Injury Protection (“PIP”) insurance to pay a workers’ compensation lien.  Then, the claimant will keep more of the injury settlement to himself. [Read more…]