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You are here: Home / Auto Accident Claims / How to Get Your Medical Bills Paid in a Florida Taxi Accident

June 2, 2016 By Justin Ziegler, Lawyer 2 Comments

How to Get Your Medical Bills Paid in a Florida Taxi Accident

Taxicab Accidents Settlements in Florida for InjuriesIf you were occupying a taxi and you were involved in an accident in Florida, you may be asking “How do I get my medical bills paid?”  Let’s get to the answer to the question.

First Party Benefits

First Party Coverage : Health Insurance, Medicare, Medicaid

First party coverage may pay for your medical bills.  Let’s see how some types of first party coverage applies to taxicabs and medical bills.

Personal Injury Protection (PIP)

PIP is one of the many first party benefits that an injured person may qualify for after a Florida auto accident.

PIP pays for medical bills and lost wages, and a death benefit.

Are motor vehicles that are used as taxicabs in Florida required to have personal injury protection (PIP)?

No.  Taxicabs are not required to comply with Florida’s Motor Vehicle No-Fault law.  Florida Statutes 627.733(1). Therefore, most taxicab drivers do not purchase PIP.  Thus, most taxicab drivers will not qualify for PIP.

Nonresidents likely will not get PIP benefits while occupying a Florida taxi

Nonresident passengers will likely not qualify for Florida PIP.  This is because:

  • taxis almost always do not have PIP; and
  • I assume that nonresidents have auto insurance policies that would not cover them while in a Florida taxi.

Hopefully taxicab drivers and nonresidents have health insurance that may pay for medical bills.

Will a passenger in a taxicab in Florida get PIP benefits?

Possibly.  Someone who is covered by Florida PIP, should qualify for PIP benefits while in a taxicab.  This is because a taxi is considered a “motor vehicle” under Florida’s Motor Vehicle No-Fault law.  Florida Statutes 627.732(3)(b).

However, since most taxis do not have PIP, nonresidents will likely not qualify for PIP.  In addition, Floridians who do not own a car or have a resident relative with PIP, will likely not qualify for PIP.

Other First party coverage that may pay for your medical bills

You may have other first party coverage that will pay your medical bills.  When you go the hospital or see a doctor, you should give them your first party coverage card.

If you didn’t give the hospital your first party benefits information at the time of your visit, you should call them immediately and provide them with this information in writing.

You should also ask the hospital for the contact information for the Emergency Room doctors. You should call the ER doctors and give them your health insurance information.

If you had an x-ray, CT scan or MRI scan taken, you should ask the hospital for the contact information for the radiologist (person who interprets x-rays, CT scan, etc.).  Be sure to give the radiologist’s office your health insurance information.

This will help get your medical bills paid as fast as possible. Remember that although you may have to pay back the party who provided first party coverage, you should be careful when paying them from the settlement.

In my article about first party coverage, I explain the reimbursement rights that each type of first party coverage has.

Possible defendants

There may be many possible defendants that you can make a claim against in any auto accident case.  Taxi accident cases are no exception.

Bodily injury (BI) liability coverage is not required in most Florida auto insurance policies.  However, Florida taxicabs owners are treated differently.

Florida taxicab owners and lessees must prove financial responsibility.  This usually comes in the form of the taxicab owner or lessee having a motor vehicle liability policy, with minimum limits of $125,000/$250,000/$50,000.

This means $125,000 of BI liability coverage per occurrence, $250,000 of BI liability coverage per accident, and $50,000 of property damage liability coverage per accident.

The same is true for limousines and any other for-hire passenger vehicles.  Florida Statutes 324.032(b)

In order to recover your out of pocket medical bills from a taxicab owner or driver in Florida for personal injury, you must show that his or her negligence caused your injury.

Liability insurance may pay for the injured person’s medical bills and other damages.

Your Out of Pocket Medical Expenses Will Be Reduced by You’re % of Fault

The amount that you get for your medical bills and other damages will be reduced by your comparative fault.  If you have the insurance information for the person that caused your accident, great! If not, find out how to get their insurance policy after an accident in Florida.

You should immediately set up a claim with the car insurance company of the driver (or owner) of the car or truck that caused the accident.  But first, see why speaking with the insurance company can hurt your case.

If you someone caused your accident while you were in a taxicab, you must file your lawsuit within a certain amount of time. Most cases settle before a lawsuit is filed, but you want to give yourself plenty of time in case your claim cannot be settled before a lawsuit is filed.

Did someone’s carelessness cause your injury in a Florida taxi accident?  Were you hurt in another type of accident?

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Check out some of the many Florida injury cases that we have settled, including but not limited to car accidents, truck accidents, motorcycle accidents, bike accidents, pedestrian accidents, taxi accidents, drunk driving (DUI) accidents, and much more.

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Our Miami law firm represents people injured anywhere in Florida in car accidents, truck accidents, slip, trip and falls, motorcycle accidents, bike accidents, drunk driving crashes, pedestrian accidents, taxi accidents, accidents involving an Uber or Lyft Driver, and many other types of accidents.

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Filed Under: Auto Accident Claims

I will not become your attorney by you leaving a comment. There is a time limit to file a lawsuit. All comments will be public. This includes the name that you enter. I only represent people who were hurt in Florida or on a cruise ship; or if the injured person lives in Florida or a family member (in the case of a death) lives in Florida. This is because I am only licensed in Florida.

Comments

  1. Taxi passenger who was injured says

    June 24, 2014 at 9:54 am

    We had a family vacation in orlando florida, unfortunately, the taxi we were on hit multiple cars as he is trying to cross an intersectio. Not realizing the incoming traffic, as a result, the taxi we were on is in total wreck and had hit 4 cars, i injured my back head hip but minor only although I went for therapy for those while my daughter suffered broken clavicle both of them and a fractures rib, my er cost alone was 11,000 not including mri,ctscan and therapy while my daughter’s was 9,000 and both expenses was not covered by our medicaid (we’re from new york) so im wondering how much will this case be settled and whats the amount that we can say acceptable or decent.

    Reply
    • Justin Ziegler, Injury Lawyer says

      June 24, 2014 at 10:18 am

      Dear Taxi passenger who is injured:

      Thank you for telling me about your accident. I am sorry to hear that you and your children were injured. I hope you all feel better.

      Unfortunately, I cannot answer your question here. If you want to hire an attorney, then you are more than welcome to call us at 888-594-3577 and we will tell you – for free – whether we can represent you. I suggest that you speak with an attorney immediately. There are benefits to hiring a lawyer.

      There is a time limit to file a lawsuit. I am not your attorney. This is not legal advice.

      Reply

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