JZ helps (a Florida injury law firm)

Call Now! (888) 594-3577Get a Free Consultation - 24 / 7
Se habla Español
Call Now! (888) 594-3577
Get a Free Consultation - 24 / 7
Se habla Español


  • Home
  • Videos
  • Blog
  • Settlements
    • Injury Settlements
    • Car Accident Settlements
    • GEICO Car Accident Settlements
    • State Farm Settlements
    • Rear End Car Accident Settlements
    • Progressive Insurance Settlements
    • Motorcycle Accidents Settlements
    • Uber Accidents
    • Slip, Trip & Fall Settlements
    • Bike Accident Settlements
    • Pedestrian Hit By Car Settlements
    • Uninsured Motorist Insurance Settlements
    • Truck Accident Settlements
  • About Us
    • About Us
    • See Inside
    • Types of Injuries We’ve Dealt With
    • List of Cities Where We’ve Settled Cases
    • Press Room
  • Fees
    • Our Fees
    • Referral Fees
  • Cases We Handle
    • All personal injury cases
    • Car Accidents
    • Truck Accidents
    • Uber Accidents
    • Slip and Falls and Injuries on Property
    • Cruise Accidents
    • Florida Motorcycle Accidents
    • Pedestrian Accidents
    • Accidents at a Store
    • DUI Accidents
    • Accidental or Wrongful Death
    • Florida Condo and Apartment Accidents
    • Hotel Accidents
  • Get a Free Case Review
  • Reviews
You are here: Home / Personal Injury / Do Insurance Companies Make Advance Payments Before Settlement?

November 20, 2018 By Justin Ziegler, Lawyer Leave a Comment

Do Insurance Companies Make Advance Payments Before Settlement?

A bad injury can prevent the victim from being able to working.  No work means no income.  Also, the injured person may have insurance co-pays and transportation costs.  He or she may have other expenses as well.  Will the insurance company for the at fault party make an advance payment to the injured person before settlement?

This is a valid question since personal injury cases take time to settle.  And we all know that people need money to survive.

First things first.  If an insurance company makes an advance payment, it would get credited toward the total settlement at the end of the case.

The bad news?

Unfortunately, to the best of my recollection, I have never had an insurance company offer money before settlement in a personal injury claim.  Not once.  I’ve been practicing 15 years.  And I’ve settled hundreds of personal injury cases.

A personal injury claim is a claim for pain, suffering, lost wages and medical bills.  Examples of personal injury claims are claims for car accidents, slip and falls, and more.

However, there is some hope.  If someone was injured at a premises, the premises owner may have Medpay coverage. Medpay may pay for medical bills and/or liens up to a certain amount before settlement.

Don’t get too excited though.

Huge corporations aren’t likely to have Medical Payments (Medpay) coverage.  Therefore, don’t expect Walmart, Walt Disney World, Publix Supermarkets, Universal Studios or Target to have Medpay.

Likewise, don’t expect cruise lines to have Medpay coverage.  This includes Carnival, Royal Caribbean and Norwegian.

The injured person can still ask the adjuster if he or she will make an advance payment.  After all, it doesn’t hurt to ask.  So long as the injured person doesn’t sound desperate.

If the adjuster senses desperation, he or me may make a lower offer to settle the injury case.  Or the insurance company may try to delay settlement.  Yes, an insurance company may really delay settlement!  Insurance adjusters aren’t saints.

In sum, I don’t think that the insurance company will agree give the injured person an advance on the settlement.

Moreover, if the premises is owned by a huge business, confidentiality issues will likely prevent an advance payment.  If the big business makes an advance payment, they will want it to be confidential.   They may also want the facts of the accident to also be confidential.

But how can the injured person keep the advance payment confidential and continue to pursue the claim?

At the least, the injured person will likely have to tell his doctors about how the injury happened.  This may violate the confidentiality provision.

Insurance Company May Not Make Advance Payment if Liens Exist

If the injured person has an attorney, there is another issue that very likely will arise.   Even if the adjuster were to make an advance payment, at least one state (Florida) requires the attorney to notify and pay any third “persons” with an interest in the funds.  Rule 5.1.1(e), Rules Regulating the Florida Bar.

I only practice in Florida.  Thus, I don’t know what other state laws require.

Examples of third persons include, but are not limited to, the injured person’s travel insurance company.  The travel insurer may have an interest in any advance payment that the liable party’s insurer makes.   In other words the travel insurance may try to recoup payments that it made.

I’ve dealt with travel insurance companies when I represent foreigners who are injured in Florida.

Unless the advance payment from the at fault party is greater than all of the funds owed to third persons, the injury attorney can’t pay the client.  At least not in Florida.  Likewise, the attorney can’t even pay himself or herself.

Injured in Florida or on a Cruise, and Thinking About Hiring a Lawyer?

Call us now at (888) 594-3577 to find out for FREE if we can represent you. We answer calls 24 hours a day, 7 days a week, 365 days a year. 

No Fees or Costs if We Do Not Get You Money

Miami and Florida Injury Cases Attorney No Fees or Costs if We don't get you money.

We speak Spanish. We invite you to learn more about us.

Share this:

  • Tweet

Related

Filed Under: Personal Injury

Get a Free Consultation. JZ helps (a Florida injury law firm)
I will not become your attorney by you leaving a comment. There is a time limit to file a lawsuit. All comments will be public. This includes the name that you enter. I only represent people who were hurt in Florida or on a cruise ship; or if the injured person lives in Florida or a family member (in the case of a death) lives in Florida. This is because I am only licensed in Florida.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Serving Florida

Get a Free Consultation. JZ helps (a Florida injury law firm)

Get a Free Consult Now

Complete this form to see if we can represent you. We usually respond in minutes.
  • Date Format: MM slash DD slash YYYY
  • We only represent people for injury or death that happened in Florida (or on a cruise). However, if you live in Florida and the incident happened in another state, we may be able to represent you.
  • By submitting this form I agree to the Terms of Use.

We’re Open!

No Fees or Costs if No Recovery

Florida Injury Lawyer

Injury lawyer Justin "JZ" Ziegler has recovered over $8 Million in settlements for people hurt in accidents in Florida (or on a cruise).

We want to represent you. Our office is in Coral Gables (Miami-Dade County), Florida. However, we can meet you anywhere in Florida. Call (888) 594-3577 for a Free Consultation Now!

Search

Florida Injury Case Types

  • Auto Accident Claims
  • Cruise Accident Claims
  • Florida Motor Vehicle No-Fault Law, Personal Injury Protection (PIP)
  • Foot and Ankle Injury Claims
  • Hand & Wrist Injury Claims
  • Herniated Disc Claims
  • Lyft accidents
  • Personal Injury
  • Premises Liability
  • Shoulder Injury Claims
  • Slip, Trip and Fall
  • Spinal Injuries
  • Truck Accident Claims
  • Uber Accidents
  • Uninsured Motorist Claims
  • Wrongful Death Claims

Connect With Us

  • Facebook
  • YouTube

2010

Super Lawyers

2005 & 2006 Up & Coming 

Interviewed by:

Miami Herald

NBC6

CNNwall street journalQuoted in:
Miami New TimesTBO - Tampa Tribune

Telegraph

Member of:Florida Justice Association

Florida Justice Association, and Florida Bar

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

We Handle:

Car accidents, slip and falls, motorcycle accidents, Uber accidents and more.

We’ve settled many cases with GEICO, State Farm, Progressive, USAA and others.

We’ve settled cases for people who’ve injured their shoulder, hand, broken a leg, arm, foot and much more.

Disclaimers

Follow Us

  • Facebook
  • YouTube

Attorney Justin “JZ” Ziegler

Get a Free Consultation Now!

We’ve had over $8 million in injury settlements for accidents in Miami, Homestead, Hialeah and throughout Florida.

We’ve settled many personal injury claims in Miami.  However, we’ve also settled cases throughout the entire state of Florida.  This includes several $195K+ settlements for accidents that happened in Fort Lauderdale, the Orlando area, Clearwater, Pensacola and other cities.

Contact Us

JZ helps (a Florida injury law firm)
1450 Madruga Ave., Suite 306B
Coral Gables, Florida 33146

Our office is near the University of Miami.  Serving all of Florida.

1-888-JZ-Helps (1-888-594-3577) or 305-661-9977

24 hours / 7 days a week

En Español

We’re also proud of our results in other parts of the state (as well as the Miami area).  Therefore, I call myself a Miami injury lawyer who serves all of Florida.

Copyright © 2021 · JZ helps (a Florida injury law firm)