If someone’s negligence caused you to hurt you finger, you may have a case.
How Much Are Finger Injuries Worth?
Is Your Case Worth More if You End Up With a Deformity?
The full value of the pain and suffering component is higher if you have a bad finger injury that results in permanent deformity and loss of movement. However, the injured person has a duty to get medical treatment.
If you don’t get medical treatment, and your finger is deformed or loses function as a result, then the responsible party will argue that the deformity or function loss could have been avoided if you got medical treatment.
They will reduce the full value for settlement purposes accordingly.
Is Your Case Worth Less If You Have a Faster Recovery?
All things equal, the full value will be lower. A faster and more complete recovery involves less pain and suffering.
Common Types of Finger Injuries in Accident Cases
A cut or laceration may just pierce the skin. In this case, this is usually a minor injury.
On the other hand, it may slice through blood vessels, tendons or nerves right beneath the skin. The full value of the pain and suffering component is higher if this is the case.
Avulsion happens when some of the soft tissue or skin is ripped off.
In an amputation, the tissue is totally sliced or ripped away from the finger. The full value of the pain and suffering component increases with the amount of the finger that is amputated.
In other words, the full value of the pain and suffering component is higher for someone whose entire finger is amputated as opposed to just the tip above the top or middle knuckle.
The nailbed is beneath the fingernail. If the nail is badly damaged, it may need to be removed. If so, it increases the full value of the case for settlement purposes.
If you need surgery to fix the nailbed, this increases the full value of the pain and suffering component of the case.
Fractures (broken finger bone)
Some accidents will cause a fracture of the phalanx (bone in the finger). There is a good chance that this fracture will be accompanied with injury to the soft tissue, fingernails, ligaments or tendons.
If the fracture is associated with those injuries, it increases the full value of the case.
Should you go to the doctor if you have a finger injury from an accident?
Yes, if you’re unsure. Hands are very important for our numerous daily activities. Even a small finger injury can cause some loss of function.
You should always go to the doctor if you can see the bone or tendon.
Does the Part of the Finger that Is Injured Affect the Value?
Loss of function to different parts of the same finger have different values. You can get some sense of this by looking at relative impairment values in Florida.
Loss of function for your entire finger or from the Metacarpal-Phalangeal (MP) Joint to the tip of the finger is usually worth about the same.
The Metacarpal-Phalangeal (MP) Joint is below.
However, loss of function for your entire finger or from the MP joint to the tip of the finger is usually worth more than loss of function from proximal interphalangeal joints (PIP) to the tip of the finger.
Loss of function from proximal interphalangeal joints (PIP) to the tip of the finger is usually worth more than loss of function from the distal interphalangeal joint (DIP) to the tip of the finger.
Are Injuries to Certain Some Fingers Worth More than Others?
Yes. In a personal injury case, loss of function of your index or middle finger is usually worth more than loss of function to your ring or little finger.
Loss of function of your thumb is usually worth more than loss of function of any finger.
Motorcyclist Gets $445,000 for Finger and Leg Surgery
See a case where a motorcycle rider got $445,000 after a truck hit him in Hialeah, Florida. He had surgery to fix his broken finger and the top of his lower leg bone (tibia).
Driver Gets $125,000 for Loss of Range of Motion of Finger, and Hand Fracture
See a case where a driver got a $125,000 after a car cut him off and they crashed in Miami. He suffered a broken hand.
A hand specialist said that he noticed the range of motion of the fingers at the metacarpophalangeal joints is mildly restricted with pain at the 5th metacarpophalangeal joint metacarpal(s).
GEICO insured the careless driver.
Nailbed Injury Results in $49,000 Settlement
A client injured his nailbed. He had surgery to fix it. We settled for over $49,000.
Passenger Gets $25,000 for Finger and Other Injuries
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