JZ helps (a Florida injury law firm)

Miami Car Accident Lawyer in Coral Gables (Serving Florida)

Miami Car Accident Lawyer. Car ran red light and crashed into client's care resulting in surgery on her fractured wrist.
Actual car from a $200,000 settlement we obtained for a client who had surgery on her fractured wrist.

If were injured in a car accident, you are likely stressed. You may be unsure who will pay to fix your car. Perhaps you don’t know who is responsible for your medical bills.

Can you get money for pain and suffering? Here, you are going to learn the benefits of hiring a Miami car accident lawyer for your case.

Specifically, you’ll hear what I can do for you.

I’ll share some of my amazing car accident settlements with you.

Let’s start with some frequently asked questions (FAQs) about hiring a car accident lawyer:

Who is the best Miami car accident lawyer?

Florida attorneys are not allowed to say that they are the “best”. The organization that regulates attorneys (the Florida Bar) does not allow it. Thus, watch out for anyone who advertises as the best Miami car accident attorney.

That said, you should look for a car crash lawyer who has handled cases similar to yours. If you are dealing with a particular insurance company, ask the lawyer to show you his past results with each company. I happily share my car accident settlements with GEICO, Progressive, State Farm and others. I recommend hiring an attorney who has had at least 30 settlements with GEICO, State Farm and Progressive each.

Let’s say that injured a specific body part in an accident. In this instance, ask the attorney to show you his past settlements with that particular body part. For example, the attorney should be able to show you many settlements for a broken leg or arm. The same is true for back or neck pain.

What should you watch out for when hiring a Miami car accident attorney?

After a car accident, do not hire an attorney who solicited you. In Florida, attorneys are not allowed to call you after an accident. There are no exceptions. It is a crime.

You have to initiate contact with the lawyer. Be careful if a tow truck driver who gives you the name of an attorney. They may be getting an illegal kickback.

If your attorney is willing to pay illegal kickbacks, he is breaking the law. Thus, he may break the law by stealing from you. You don’t want that. Hire an attorney that you find on your own.

How much do Miami car accident lawyers charge?

If the case settles without a lawsuit, the attorney cannot charge more than 33-1/3% of the settlement. Costs are additional. You do not owe the attorney fees or costs if you don’t settle.

But be careful!

Costs are one area where an attorney can pull a fast one on you.

The solution:

Before hiring a car accident attorney, ask him (or her) if they will itemize every single cost in the closing statement. I do. When your case settles, you don’t want to see that the costs are (say) $1,000 without an exact breakdown.

In addition, ask the attorney if he or she will get your consent before incurring a cost over a certain amount. I am happy to do so.

If a lawsuit is filed, the lawyer cannot charge more than 40% of the total settlement. Costs are additional.

Do you want to see what else attorneys cannot charge you for?

Check out my article on lawyer contingency fees and costs.

Just click the image above

There are many reasons why you need a car accident lawyer.

15 to 26% of Florida Drivers are uninsured

In Florida, there is a huge amount of uninsured drivers. Just look at this map:

Source: Insurance Research Council (2017) Edition

Specifically, 26.7% in Florida are uninsured.

Source: Insurance Research Council

This means that there is a 1 in 4 chance that a driver who hits you in Florida does not have insurance.

This is all the more reason to hire a Miami car accident lawyer.

You’ll also hear 26 ways that I can help you. For 16 years, I have been fighting and settling car accident cases for people injured in Florida car accidents.

Below are just a few of the many car accidents that we’ve settled for people injured in Miami and other cities in Florida.

Miami Car Accident Attorney Gets $100K Payout (Back Pain)

Keith was a passenger in a car in Miami. Another car rear ended him. Days after the accident, he asked me for a free consultation. We spoke. Ultimately, I settled his back injury case for $100,000.

Listen to my client’s explanation of how he found me. He also talks about how happy he was that he hired me as his Miami auto accident lawyer.

Justin Ziegler Gets $325K Settlement (Pedestrian Hit By Car)

Watch this interesting video on this settlement:

A pedestrian was standing next to his rental car in Coconut Grove, Florida.  Coconut Grove is in Miami-Dade County.

A diagram of the accident is below.

The pedestrian was placing a parking ticket in his car. A federal government employee carelessly drove his car into him.  The government employee was driving vehicle 1 in the above diagram.

Below is an x-ray which was taken at the hospital.  It shows the fracture.

At the hospital, an external fixator was drilled into his leg, which you can see below.

External fixator in his leg.

If you have an external fixator put in your leg, this raises the full value of the case.  He was from Europe. He completed a short form on this website to get a free consultation. Within minutes, we spoke. Shortly thereafter, he hired me.

The fixator was removed within the year.

Hen then had a rod (and screws) drilled into the bone.  The rod and screws were left in place.

X-ray after the external fixator was removed from client’s leg. Rod and screws remain.

His case was worth more because the rod and screws were left inside his body.  This image is great because it grabs your attention. And people like you are on a jury. Jurors can appreciate the seriousness of the injury.

The driver who caused the crash was working for US Customs when the accident happened.  He was driving a rental car.  Philadelphia Insurance Company insured the rental car.  Ultimately, I got them to pay the $100,000 bodily injury liability (BIL) limits.

I sued the the United States of Miami in federal court in Miami.  They paid $125,000 to settle.

Miami Car Accident Attorney JZ Gets $100K with Uninsured Motorist Insurance Company

I also made a underinsured motorist (UIM) insurance claim with my client’s UIM insurer, Ace American Insurance Company.  Ace paid only after I filed a civil remedy notice of insurance violation.

If they failed to offer the $100,000 UIM insurance limits, I may have been able to sue them for bad faith.  Ace American Insurance Company paid the $100,000 limits without a lawsuit.  (Ace has since acquired Chubb Insurance.)

Thus, if an insurance company has low bodily injury limits they get more nervous about getting hit with a big verdict.

Attorney Justin Ziegler Gets $300K Settlement (Clearwater Car Accident)

Ryan lived in Georgia. While visiting Florida, he was in a car accident. He broke his leg and had surgery. While at the hospital, he searched for a car accident attorney.

He saw that I had gotten several payouts for other people who had broken their leg. Moreover, he saw that I had recovered compensation from the same insurance companies in his case: Allstate and Travelers.

After we spoke on the phone, he hired me.

Most of the settlement was for his pain and suffering:

I settled Ryan’s case for $300,000.

From this total payout, I was then paid my attorney’s fees and costs. I paid Ryan’s final medical bills/liens.

After doing so, Ryan got $187,371 in his pocket.

Surgery typically increases the full value of a case.

Just look at this statistic:

Here is what he said about my firm:

I hired Justin to help me with my automobile personal injury case.  He responded to me right away and he got started protecting my rights.
My case was very complicated involving my severe injury, multi-state involvement, car rental companies, several different insurance companies, workers comp, and probate issues due to the other driver passing away.

Justin and his assistant, Jenny, worked hard the whole way through and, importantly, were always responsive to me, even at night or weekends.
I would highly recommend that you hire JZ Helps to handle your case!

5 star review on Google Maps

Rating: 5 out of 5.

He gave me a 5 star review on Google Maps.

Miami Car Accident Lawyer Gets $260K Settlement (Uber Accident)

A vehicle crashed into an Uber car in Miami.  After the accident, the Uber driver had back pain. He began his search for a Miami car accident lawyer. He found me. While he was at the hospital, I met him there.

The Uber driver claimed that the accident caused his back injury.

Here is the actual crash diagram from the police report:

My client, Ray, was an Uber driver who was engaged in an Uber ride. He was in Vehicle 2 in the above diagram.  He had a passenger at the time of the crash.

A company van (vehicle #1 in  the diagram) was heading in the opposite direction.  The van made a left hand turn.

The front of the van collided with the left driver side of the Uber driver’s car.  You can see the damage to the car that Ray was driving (below):

The van wasn’t as badly damaged.  Check out the photo below:

Here is a photo of the Uber driver laying in his hospital bed:

The Uber driver at Coral Gables Hospital

The Uber driver claimed that the accident caused or aggravated disc protrusions in his lower back.  CNA insured the van. paid the $260K settlement.

Most of the settlement was for pain and suffering.  Here is a graph that shows the breakdown between pain and suffering, and the final medical bills:

After my lawyer fees, costs and paying his medical bills and liens, he got $167,982.

That does not include the interest on a loan that he took.

Miami Car Accident Lawyer Gets $200K Settlement (Broken Wrist)

Our client was driving her car when she was hit (T-boned) by a car. The crash occurred at an intersection in Miami, Florida.   You can see her car at the top of this page.

An ambulance took her to the hospital.  She was diagnosed with a wrist fracture and had surgery.  Doctors put a plate and screws in her non-dominant hand.

She had back pain (bulging disc) and neck pain (2 herniated discs).

The at-fault car was insured with   and .  USAA paid $100K to settle. Old Dominion paid $100K to settle.

The total settlement was for $200,000.

The car that our client was traveling in is at the top of this page. This is one of our many car accident settlements with USAA.

Miami Car Accident Attorney JZ Gets $130K Settlement

$130K Settlement. Client was a passenger in the car (above).

A lady was in Florida for vacation. She was a passenger in a car in Bonifay, Florida. An uninsured driver made an improper lane change. The passenger claimed that the crash caused her shoulder injury. After the accident, she searched for a car accident lawyer. She got a free consultation with me. After the consultation, she hired me.

A doctor performed surgery on her shoulder. I settled her case for $130,000. After my attorney’s fees and costs, she got about $85,000 in her pocket. She was thrilled. This is one of my many car accident settlements for out of state visitors to Florida.

Miami Car Accident Attorney Wins $110K Payout

A lady was walking in a crosswalk in Homestead, Florida. However, the pedestrian signal did not show that it was safe for her to cross the street. A pickup truck driver hit the pedestrian.

Surprisingly, the police officer cited the pedestrian for causing the accident. The impact caused her to break a bone in her face.  At the hospital, a surgeon put a plate in her face. She searched for a Miami car accident lawyer. Fortunately, she hired me. We settled a case for $110,000 (Policy limits).

Miami Car Accident Lawyer Gets $100K Settlement (Neck Injury)

Car from this accident.

A driver of car had a green light in Homestead, Florida. At the same time, a tractor trailer was coming in the opposite direction. The 18 wheeler attempted to make a left turn. The car crashed into the tractor trailer.

The driver of the car had neck and back pain. (In an past case, I represented someone who he knew). After this car accident, that person recommended that I was the right Miami car accident attorney for him. He took that advice and hired me.

He claimed that the crash caused a C5-C6 herniated disc in his neck.  Zurich Insurance Company insured the big rig. I have had several injury settlements with Zurich. The damage to our client’s car is seen in the picture above. We settled his case for $100,000.

Miami Car Accident Attorney Wins $100K Payout

A man was on a motorcycle. Another car hit him. Our client claimed that the car accident caused several injuries. After the crash, he searched for a Miami car accident lawyer. Specifically, he claimed that the accident caused his erectile dysfunction, a herniated disc and meniscus tear.

He did not have health insurance. I find him a doctor who treated him for his injuries. We got him a $100,000 payout.

Miami Car Accident Lawyer JZ Gets $100K in Compensation

A lady was riding a bike in Cooper City, Broward County, Florida. A driver of Ford Pickup truck hit her. The driver failed to yield the right of way. Our client had surgery (hardware inserted) to fix her facial fracture. While at the hospital, her relative searched for an attorney.

He found Miami car accident lawyer Justin Ziegler. We got a payout of $100,000, which was the policy limits.

Miami Car Accident Attorney JZ Wins $90K Settlement for Pedestrian Hit by Car

A lady was walking in a parking lot in Miami. A driver of a car hit her. Check out the diagram from the crash report.

Actual diagram from the Florida crash report

Progressive insured the driver.

As a result of the impact, the pedestrian had a pain in her ankle and her face was bruised. At the hospital, doctors diagnosed her with a broken ankle.

The good news?

She did not need surgery.

Shortly after the accident, she began looking for Miami car accident lawyers. Fortunately, she decided to get a free consultation with me.

Just click the image above

I spoke with her. Immediately after we spoke, she hired me. Not surprisingly, Progressive blamed my client for walking in front of the car. We did not back down.

Ultimately, we settled her personal injury case with Progressive for $90,000. Most of the settlement was for pain and suffering.

Just look at the graph below:

We got along with both of Progressive’s adjusters great. We look forward to dealing with them on the next car accident case.

Miami Car Accident Attorney Justin Ziegler Gets $65K Settlement

Doug lived in Florida. He was a tourist visiting Miami Beach. While he was a pedestrian in Miami Beach, a car hit him. He broke his ankle. GEICO insured the at fault driver.

He searched for a Miami car accident lawyer. He saw that we had several settlements with GEICO. Additionally, he saw that we had received hundreds of thousands of dollars in compensation for a broken leg. He got a free consultation with me. Thereafter, he hired me.

We settled his case for $65,000.

Miami car accident lawyer wins $170K Payout

Zach lived in West Virginia. He was visiting Florida for vacation. While he was a passenger in a rental car in Florida, the driver struck the car in front of him.

Zach’s mom searched for a car accident attorney to handle his case. The rental car insurance company was not responded to her. Zach hired me. I settled his case for $170,000.

Tractor Trailer Accidents in Miami (and throughout Florida)

$100,000 Settlement after this cut our client off. He claimed a herniated disc.

We want to represent you if a tractor-trailer hit and injured you while you were in a car, or if you were involved in another type of accident.  Just a few of our Florida tractor-trailer accident settlements are below.

Miami Car Accident Lawyer JZ Gets $445K Settlement

A tractor trailer hit a motorcycle rider in Hialeah, Miami-Dade County, Florida. While at the hospital, the motorcyclist learned that his leg and finger were broken. From his hospital room, the victim was searching for a Miami car accident lawyer. He called my office. Within minutes, I met him at Hialeah hospital. Immediately thereafter, I began working on his case.

My client had surgery to repair his leg (tibia plateau fracture) and broken finger. I settled his case for $445,000. He was thrilled with the settlement. He was so happy with the result that he referred us another case.

We have settled many other Florida truck accident cases.

Car Accident Attorney JZ Gets $50K Payout for Motorcyclist

Pat was riding his motorcycle in Pasco County, Florida. Pat broke his collarbone. He did not need surgery.

Travelers Insurance Company insured the at fault driver.

After the accident, Pat hired me as his car accident lawyer. Travelers paid me the $50,000 policy limits to settle.

Here is a breakdown of the settlement:

Pickup Truck Accidents

$39,000 Settlement for a 37-year-old man who was t-boned when another car ran a stop sign in Miami, Florida.

We want to represent you if a pickup truck driver caused your injury in Florida, or if a car or vehicle hit you while you were in a pickup truck in Florida.

Just a few of our settlements, where a pickup truck driver hit our client, are below:

Miami Car Accident Attorney Justin Ziegler Gets $39K Settlement

A 37-year-old male driver who claimed a car crashed into his pickup causing multiple herniated discs. He had epidural injections to at least one of the herniations.

The damage to his truck can be seen in the above photo.

Although every case is different, the settlement value of a herniated disc case is usually (but not always) higher when there is significant property damage to the vehicles involved as opposed to little to no damage.

In March 2014, I settled his injury case for $39,000.

Miami Car Accident Lawyer JZ Gets $52K Settlement

A small national auto parts delivery pickup truck hit our client while he was on a moped. He had an eye injury that did not require surgery.

We settled his personal injury case for $52,000.

Actual client.

In another case, we got a $16,500 settlement where a pickup truck driver hit our client in Miami, Florida.  Our client claimed a herniated disc.

We have settled many other injury cases that involved a pickup truck crash in Florida.

Miami Car Accident Attorney JZ Handles Motorcycle Wrecks

Motorcycle from a case that we settled for $445K.

If a car, truck or other vehicle hit you while you were on a motorcycle, we want to represent you.  We will make a claim against the liability coverage of the car or truck, as well as any uninsured motorist coverage or any other responsible parties.

Earlier, I mentioned some of our other motorcycle accident payouts.

Our Actual Case: $87,000 Settlement for clavicle surgery after a motorcyclist struck debris left on the street from a construction site that was not properly cleared in Miami-Dade County, Florida.

We were co-counsel on this case. We have settled many other Florida motorcycle crash cases.

Miami Car Accident Attorney JZ Handles Bike Accidents

If a car or truck driver’s carelessness causes your injury while you are on a bike in Florida, we want to represent you. We have settled many cases for bicycle accident victims.

We settled a case for $100,000 where a truck hit our client who was riding a bicycle in Cooper city, Florida. She had a metal plate put in her face.  She did not have health insurance.

We were able to get her medical bills paid and she received about $33,333 in her pocket for pain and suffering.

We settled a case for $52,000 where a car cut our client off while he was riding a bike in Key Biscayne, Florida. He was thrown off his bike and claimed a compression fracture from the crash.

The settled paid for all of his medical bills and he received about $30,000 in his pocket for pain and suffering.

We have had many more Florida bike accident settlements.

Miami Car Accident Attorney JZ Represents Pedestrians Hit by a Car

Did a car hit you while you were a pedestrian?

If so, do you know when personal injury protection (PIP) applies?

We do. Florida is one a few states that has mandatory PIP.

Along with PIP comes confusing PIP laws. Many people ask “Why should my car insurance have to pay if I wasn’t at fault?”

We know when PIP applies and when it may not apply.

Earlier, I talked about some of them.

Miami Car Accident Attorney JZ Gets $110K Settlement

A truck hit our client while she was crossing the road in Homestead, Miami-Dade County, Florida.  She suffered a facial fracture and had surgery.

The settlement paid for all of her medical bills.  She received about $65,000 in her pocket after our attorney’s fees, costs and medical bills were paid.

We settled a case for $110,000.

I have had many other settlements for a pedestrian who was hit by a car. have had many more Florida pedestrian accident settlements.

Miami Car Accident Attorney JZ Has Amazing DUI Crash Settlements

If a DUI driver caused your injury in a car or truck wreck in Florida, we would love to represent you.  We will gather all evidence which is necessary recover punitive damages.

We have all the letters to send so that we can gather all the proper evidence to make a solid punitive damage claim.

Making a punitive damage claim against a DUI driver who caused your injury in Florida requires more evidence that a typical car or truck accident case.

There are many other documents and potentially experts that need to be hired to build a strong case.

We have settled many cases where a drunk driver caused injury to our client in a Florida car crash.  Some of these accidents were in Miami-Dade and Broward County.

Miami Car Accident Attorney JZ Gets $95K Settlement (GEICO)

A drunk (DUI) driver crashed head on into our client in Broward County, Florida.  He claimed a herniated disc and other soft tissue injury.  Fortunately, he did not need surgery. We settled a case for $95,000.

Miami Car Accident Lawyer JZ Wins $25K Settlement (DUI)

A drunk driver hit our client in Miami, Florida. Here is the actual accident diagram:  

She claimed soft tissue (leg, back and neck) injury. Almost the entire settlement was for her pain and suffering.  We were able to get her medical bills paid. In 2015, we settled this case for $25,000.

She claimed soft tissue (leg, back and neck) injury. Almost the entire settlement was for her pain and suffering.  We were able to get her medical bills paid. In 2015, we settled this case for $25,000.

We settled a DUI crash case for $30,000 where a drunk driver crashed into our client in Miami, Florida.  She claimed a herniated disc.  The settlement covered our client’s medical bills and she received about $15,000 for pain and suffering after our attorney’s fees and costs.

Miami Car Accident Attorney JZ Handles Commercial Van Crashes

If a commercial van or regular van’s driver’s carelessness caused your injury in Florida, we want to represent you. Also, if someone’s negligence caused your injury in Florida while you were a passenger or driver of a van, we also want to represent you. We have over 16 years of experience representing people in commercial (or standard) van accidents.

$65K Car Accident Payout (Orlando)

Our client was a 47-year-old driver of a rental car in Orlando. A 16 passenger van hit her. As a result, she had arthroscopic shoulder surgery. Thereafter, we sued and settled her case for $65,000.

This is one of our many van accident settlements.

Miami Car Accident Attorney JZ Handles Uber and Lyft Claims

If you were injured in an Uber of Lyft accident, do you know how much insurance is available? Do you know who insured Uber? What about Lyft? Did you know that Florida has a rideshare law?

We have the answers. How do we know them?

Miami Uber accident attorney JZ settled a case for an Uber driver for $260,000. The other vehicle’s insurance company paid the settlement. We also settled a Lyft accident case for $70,000.

If an Uber or Lyft driver’s carelessness caused your injury, I want to represent you. Likewise, if you were hurt while you were a passenger in a Uber or Lyft, I would like to handle your case.

We know that Progressive insures Uber in Florida. Look at some of our amazing Progressive car accident settlements.

Miami Car Accident Attorney JZ Gets $20K Settlement (Rear End Crash)

In 2019, Mike (not real name) was driving his van in Brickell, Florida. Brickell is near Downtown Miami. A driver of a car crashed into the back of Mike’s van. This was a big impact accident. The impact caused the airbags to deploy inside the van. The driver of the car got a ticket for careless driving.

Paramedics arrived to the accident scene. They transported Mike to the hospital. Fortunately, he did not have any broken bones. Basically, he had soft tissue injuries. He has pain in his knee, neck and back.

GEICO insured the car whose driver got a ticket. After the accident, the Mike searched online for a car accident attorney near Brickell, Florida. Miami car accident lawyer Justin Ziegler’s office is in Coral Gables, which is a 20 minute drive from Brickell.

He also saw our great reviews on Google Maps. Additionally, Mike liked the fact that we had settled many car accident cases with GEICO. Mike got a free consultation with Miami car accident attorney JZ over the phone. Shortly thereafter, I sent him my fee contract and he hired me.

Mike received medical treatment for his soft tissue (neck, back and knee) injuries. However, he did not get an MRI of his spine. His orthopedic doctor felt that he did not need an MRI since his back and neck pain pretty much went away.

Almost 70% of the Settlement is for Pain and Suffering

Mike had insurance on his van. His auto insurance company took his recorded statement (with me also on the phone). His personal injury protection (PIP) on his car insurance paid $10,000 to the hospital and his medical providers.

I settled Mike’s personal injury case with GEICO for $20,000. About 69% of the total settlement was for his pain and suffering. The rest of the settlement was for his medical bills. After my attorneys fees and costs, and paying all of his outstanding medical bills, Mike gets over $7,250 in his pocket.

This $20,000 settlement is much higher than GEICO usually pays for soft tissue claims in Florida. Why is it much more?

For a couple of reasons.

First, Mike’s van sustained a big amount of damage. Car insurance companies pay more money for pain and suffering if your vehicle is badly damaged.

Second, an ambulance took him to the hospital from the accident scene. All car insurance companies pay more money for pain and suffering if you take an ambulance to the hospital from the accident scene.

Mike told Miami car accident attorney Justin Ziegler that he did a good job.

We will do everything possible in an attempt to:

1. Miami Car Accident Lawyer JZ Will Help You Get Your Car Fixed.*

Miami car accident attorney Justin Ziegler will help you navigate getting your car fixed. We know the proper insurance companies with whom to make a claim.  We know which insurance company should pay for the damage.

Note: We only help you get your car fixed if you also are injured.

2. Get You a Rental Car*

We will provide as much evidence as possible, and as quickly as possible, to the proper insurance companies so that they pay for your rental car.

*Note: We only help you get your car fixed if you also are injured due to someone’s carelessness.

 3. Get You Money for the Diminished Value of Your Car*

Example of diminished value in a Florida car accident case.  There is no guarantee that you will get this amount.

If someone’s carelessness caused your injury and damage to your vehicle, we’ll also make a claim for the loss of value to your car.  This is in addition to us making a claim to get your car fixed.

We only charge a fee on your diminished value claim if we have to sue to get you money for the loss of value.

*We only make a diminished value claim for the car damage if someone’s carelessness caused your injury.

4. Get Your Ambulance Bill Paid.

The ambulance company will bill you if you were transported to the hospital following a Florida car accident. Personal Injury Protection (PIP) does not cover you in every type of auto accident that involves a car.

You can relax why we request your ambulance bill and records.

Next, we’ll look at and send your ambulance bill to the PIP insurer

After that, attorney JZ will examine and send your ambulance records and bills to the careless driver’s insurance company.

What happens if there are other insurance companies who may be responsible for the bill?

We will get the bill to them.

Our goal is to do this immediately. This way, the at fault driver’s insurance company can quickly set the reserve. If the reserve it set correctly and early, it may allow for a quicker settlement.

If you are insured under a Florida auto insurance policy, PIP will not pay 100% of these bills. We will determine if you are insured under an auto insurance policy that provides Medical payments (“Medpay”) coverage.

Medpay may pay for some of the ambulance bill that PIP does not cover.

Your health insurance may not cover 100% of the ambulance bill.  Florida ambulance companies are generally unwilling to negotiate their bills.

If you have health insurance, it may pay for some of your ambulance bill.

We’ll See If We Can Lower the Amount that You May Have to Reimburse Your Health Insurer

If your health insurance paid your ambulance bill, they generally have a right to be paid back. The same is true if Medicare or Medicaid paid it.

Can’t you just not pay back your health insurance company?

No. If you don’t pay them back, they can reverse the payments. This will leave you owing the full amount of the bill.

Remember:

The full amount of the bill is often much higher than the amount that the health insurance company pays.

Try to stiff Medicaid or Medicare, and you can be thrown in jail. Moreover, they can deny you valuable benefits.

We understand your obligation to reimburse a lienholder and will do everything possible to get this amount waived or significantly reduced.  The law on subrogation (repayment) is very complex.

There are often eight hour legal seminars on this topic alone!  That is just the tip of the iceberg.

We will make a claim against the careless driver’s insurer to get these ambulance bills paid.  

We Will Sue (When Appropriate)

What will I do if the careless party’s insurance company denies your claim?

If appropriate, I will sue.

What happens if there is not enough liability coverage to pay for your ambulance bill?

I will make a claim under an auto insurance policy which provides uninsured motorist (UM) coverage.

If we get resistance from the UM insurer, I may sue them.

We have experience filing lawsuits in Florida car accident cases.  Not every Miami injury lawyer is willing to sue. I know some Miami injury lawyers who will not sue if the case does not settle before a lawsuit.  We know when it is appropriate to sue.

We settled a case for $325,000 where a careless driver’s car struck and broke our client’s leg in Miami, Florida.  This settlement paid for our client’s ambulance bill, all other medical bills and liens as well as our attorney’s fee and costs.  

Our client received about $150,000 in his pocket.

All the settlements in this article are before deduction for attorney’s fees and expenses. Most cases result in a lower recovery. It should not be assumed that your case will have as beneficial a result.

We settled a case for $200,000 where a careless driver struck our client in Miami, Florida.  She was taken by ambulance to the hospital and had surgery on her a fractured wrist.

The settlement covered her ambulance bill and all other medical bills.  She received about $100,000 in her pocket after our attorney’s fees and costs were paid.

Miami Car Accident Attorney JZ Gets $150K Settlement

We settled a case for $150,000 where a careless driver struck our client in Miami, Florida.  He was taken by ambulance to the hospital and later diagnosed with a herniated disc.

He had back surgery.  The settlement covered his ambulance bill and all other medical bills.  He received about $64,000 in her pocket after our attorney’s fees and costs were paid.

We have settled hundreds of Florida car crash cases where the settlement paid for our clients’ ambulance bill, all other medical bills, and put money in the clients’ pocket after our attorney’s fees and costs were paid.

5. Get Your Hospital Bill Paid.

Unpaid medical bills affect nearly hundreds of thousands of Floridians in the US each year making health care the number one cause of personal bankruptcy filings in Florida each year.  The hospital bill is often the largest single bill in a Florida car accident case.

We have represented hundreds of injured Florida car crash victims where the settlement paid for our clients’ hospital bill, all other medical bills, and put money in the clients’ pocket after our attorney’s fees and costs were paid.

We will request your hospital itemized bills as soon as possible after the crash. A general hospital bill that only contains your balance owed is not good enough for us.  We want the itemized hospital bill.

We will request your itemized hospital bills for you.

Once we get the hospital bill we will submit it to the PIP insurer, if PIP applies, in an effort to get it paid.

We will request all of your hospital records.

We’ll Request Your Hospital Records

We will also request all of your hospital records.  This is a separate request from the hospital bill as every hospital has a separate billing and medical records department that are not in contact with each other.  Hospital records can be expensive.  We will pay for the cost of these records and we are only paid back (from the settlement) if we settle your case.

We will request your x-rays, CT scan and MRI if appropriate from the hospital.  This is a separate request from the hospital records and bills request.

We represented a man when a car hit him in Coconut Grove, Miami-Dade County, Florida.  He was taken to the hospital and diagnosed with a lower leg fracture.

We made a PIP claim with the rental car company who paid $10,000 towards his hospital bill, but he still owed about $125,000 to his health insurance company because they paid his hospital bill.

We settled the case for $325,000, which paid for his health insurance lien, our attorney’s fees and costs, and still put about $150,000 in our client’s pocket.

6. Get Your Other Medical Bills Paid

Florida has confusing No Fault (PIP) laws when it comes to getting your medical bills paid after a car crash. We know when PIP applies and when it does not.

We have settled many cases with car insurance companies, who insured the careless driver/owner, where they paid for some, or all, of our clients’ medical bills.

7. Get You Money for Not Being Able to Work

Actor. Not Actual Client.

We have the proper forms and understand how to document your lost wages claim after a Florida car crash.  Florida PIP laws may affect who pays your lost wages.  We will immediately send your lost wage documentation to the proper car insurance companies.

8. Get You Money for Pain and Suffering

If an at fault driver caused your injury, you may be entitled to money for your pain and suffering.   Do you know whether you are entitled to pain and suffering?

I do. Believe it or not, whether you can get compensation for pain and suffering depends on many factors. These include the type of cars involved and how badly you are injured.

However, it doesn’t stop there. Other variables are the doctor’s final report, and the medical records.

Pain and suffering is often the largest component in a Florida car accident case.  We settled a Miami car crash case for $325,000 where our client had surgery on his fractured leg.  The pain and suffering component of that settlement was about $250,000. 

We have settled many Florida car crash cases over the past 16 years where we recovered money for clients’ pain and suffering.

9.  Get You Medical Treatment

Many people who are injured in a Florida car accident are unsure how to find a doctor who will treat them.  Some people want to find a doctor who will not destroy their case.

How will you know if you are treating with a doctor who is frequent insurance expert?

I will tell you. We know which doctors are routinely hired as experts witness by Florida car insurance companies.

Additionally, we created an awesome online map of Florida doctors who we recommend for car accident cases. These doctors will give you a fair shake.

10. Get You Money for Household Expenses that You Cannot Perform

If you cannot perform household tasks due to the carelessness of another driver, we will make claim and submit the proper documentation in an effort to get the PIP insurer to pay you for all expenses for ordinary and necessary household tasks.

The tasks include doing the dishes, cooking meals, cleaning the home, cleaning the pool and landscaping.  We will demand that the PIP insurer pay these disability benefits at least every 2 weeks.

We will also make a claim and provide the supporting evidence in an effort to get you compensation (for household tasks that you cannot perform) from the insurer for the party whose carelessness caused your injury.

11. Get You Paid for Your Trips to Doctor Appointments

We will make a claim and provide supporting documentation to the PIP insurer to pay you for the miles that you accrue driving to and from medical appointments, and the pharmacy.  Gas is expensive.  We want to get you reimbursed for every possible penny that you spend as a result of the auto accident.

We will also make a claim (to get money from the careless party’s auto insurer) for this mileage.

WHAT WE ALSO DO FOR YOU

When appropriate, we will also:

12. Get the Florida Traffic Crash Report

If you are injured in a Florida car accident, the police officer will not always give you a traffic crash report at the scene.  Sometimes the officer will give you a card with a report number on it. Other times, you will receive a Driver Exchange of Information.   The long form crash report contains detailed information about the crash. Therefore, we want it. And Miami car accident lawyer JZ will get it.

We will comb through the long form report, looking for any detail that can increase your case value. After we review it, we will quickly send the crash reports to the proper insurance companies. Again, we want them to set aside enough money to pay your claim.

13. Get witness statement or affidavits.

Actress. We will locate witnesses and get statements in an effort to increase the value of your injury claim.

A witness can have a huge effect on the amount of money that you may be able to get in your Florida car accident case if someone’s carelessness caused your injury.  You can relax knowing that we will meet and interview witnesses, and draft witness affidavits, in an effort to get you as much money as possible for your injuries.

We have prepared many witness affidavits and spoken with many witnesses in Florida car accident cases.  When liability was disputed or unclear, many of these statements resulted in our clients getting more money in their case.

Do you know how to, and are you willing to, properly draft a witness affidavit?  We are!

14. Hire an Accident Reconstruction Expert.

If you’ve been badly injured in a car accident, a lawyer can hire an expert to reconstruct the accident. That expert can also download the event data recorders (EDR) in the vehicles.

Let me give you an example.

A truck hit a motorcycle rider. As a result, he fractured his lower leg. At the hospital, he hired us. Shortly thereafter, we spent $2,500 to hire an accident reconstruction expert Rick Swope. I asked Rick to document the crash scene, inspect the truck, and download the truck’s EDR.

We prepared this case like it was going to trial. With our detailed analysis and evidence, we settled the case for $445,000.

The best part?

I settled without even filing a lawsuit. This saved my client the stress of a lawsuit. He was very happy.

Are you willing to spend $2,500 or more on an accident reconstruction expert to prove your case?

I am!

15. Speak with your Doctors about Your Treatment.

We will meet with your doctors to help build your case.

Doctors can charge hefty fees to write a report which states that the car accident crash caused your injury, or the permanent effects of your injury.  Doctors also charge for in person or over the phone conferences to discuss your personal injury case.  We advance these costs so you can spend your money as you choose.

Are you willing and able to spend $750 to speak with your doctor about your injury as it relates to your case?

16. Request and preserve any OnStar crash reports.

If you were driving a car that had Onstar, we can request and analyze the Onstar report.  If appropriate, we will send the Onstar report to the appropriate insurance companies and defendants.  We can also request the Onstar report for the careless driver’s vehicle who caused the crash if we file a lawsuit.

17. Set Up Claim with the Florida PIP, Medpay and any UM insurers.

Miami injury lawyer who will send Letter to PIP, Medpay and UM insurer in car crash

We will set up a claim with the appropriate PIP and Medpay Insurers which may expedite payment of your medical bills.  You have a duty (under an auto insurance policy to which you are an insured) to quickly notify the PIP insurer after a Florida car accident.

You can leave it up to us to then speak with the PIP and Medpay insurer.  We will be by your side, whether over the phone or in person, if the PIP insurer wants to take your verbal statement.

18. Make a Claim with the Careless Driver (and Owner’s Auto Insurer)

We will make a claim against the at fault party’s insurer.

We will find out how much insurance is available to pay your claim. Miami car accident lawyer Justin Ziegler knows when car insurance companies have to disclose the insurance limits.

We will send a letter to the careless driver and owner’s auto insurer asking them to send us a sworn statement under oath which states the liability coverage limits, any coverage defenses, any other insurers who may provide coverage.

I do not accept a verbal answer from the insurance company.   I want to see the at fault driver’s insurance policy (and declarations page).

There may be other parties who are liable for the car accident. If so, we will send a similar letter to them.  In Florida, there are over 11 parties that may be responsible in a car accident claim.  If coverage appears to be limited, we may send a detailed multi-page affidavit to the responsible parties which asks them several questions in an attempt to discover additional insurance coverage.  Some other Florida attorneys like our affidavit so much that they use it.

If we discover additional insurance coverage, we will notify those parties of your personal injury claim.

19. Set Up a Claim With the Uninsured Motorist Coverage Auto Insurer

We will send this letter via certified mail to the UM insurer. Failure to send this letter can kill a Florida UM injury case.

We will look to see if you are insured under an auto insurance policy that may provide uninsured motorist coverage.

We will send a letter to the any insurers, who may provide uninsured motorist (UM) coverage, which asks them to send us a sworn statement under oath which states the UM liability coverage limits, any coverage defenses, a copy of the policy, declarations page, and the names of any other insurers who may provide UM coverage.

If we receive the policy limits from the careless driver’s insurer, we will include the proper language in a letter sent via certified mail to the UM insurer which requires a written response as to whether the UM insurer will be seeking subrogation.

Do we accept a verbal answer? No.  

If you fail to send this letter to a Florida UM insurer, you may lose your right to collect all of UM insurance coverage.

We will be by your side, whether over the phone or in person, if the UM insurer wants to take your verbal statement.  Often times our clients are unaware that they are insured under a policy which provides uninsured motorist coverage.  In one case that we settled for $325,000, our client was completely unaware that he purchased $100,000 of uninsured motorist coverage when he rented a car.

20. Take pictures of the accident scene.

If appropriate, we will take pictures of the crash scene to determine if there were any surveillance cameras (e.g. red light cameras, or cameras at a store, property damage to wall that a car crashed into, etc.) that may have captured the crash.  We will take pictures from multiple angles so that the incident scene is captured in case it changes.  You never know when construction will take place.

21. Review all your medical records.

Our law firm has reviewed hundreds of thousands of pages of medical records.  Medical records are often confusing. We understand it.

22. Speak with the car insurance companies for you.

(Sometimes speaking with the insurance company after your accident can hurt your case.)

23. If your loved one was killed, we will protect your rights.

If you are considered a survivor under Florida’s wrongful death act, you are entitled to a payout for pain and suffering. This assumes that someone’s negligence caused the death of your family member. Who qualifies as a survivor under the wrongful death act?

The classes of survivors are:

23. Request and send all of your medical bills and records to the auto insurance companies.

24. We will request the other driver to preserve important information.

25. Take pictures of the damage to you and the car that you were in. It is very important to take pictures.

26. Use Our Legal Knowledge and Negotiation Skills to Try To Reduce Your Medical Bills and Liens.

If you do not negotiate your medical bills and understand the law, you may be losing thousands of dollars.

What types of Florida car accident cases have we handled?

Over the past 16 years, we have settled many Florida car crash injury claims. This includes cases where the at fault driver committed the following violations:

Which car or motor vehicle insurance companies have we settled Florida injury cases with?

What different types of injuries have we handled?

After representing hundreds of car accident victims for more than eleven (11) years, we see the same injuries time and time again.  We have gained a great deal of knowledge about different injuries.  We have handled and/or settled cases for people who were injured in Florida and suffered the following injuries:

Brain and Head Injuries
Psychological Injuries

Facial Injuries

Neck Injuries

Chest Injuries

Back and Midback Injuries

Shoulder Injuries
Arm Injuries
Hand Injuries
Hip Injuries
Sexual Organ Injuries
Internal Injuries
Leg Injuries
Ankle and Foot Injuries
Death

Were you injured in a Florida car crash or other type of accident?

See Our Settlements

Check out some of the many Florida injury cases that we have settled, including but not limited to car accidents, truck accidentsmotorcycle accidentsbike accidentspedestrian accidentsdrunk driving (DUI) accidentstaxi accidents and much more.

We want to represent you!

Our Miami law firm represents people injured anywhere in Florida in car accidents, truck accidentsslip, trip and falls, motorcycle accidents, bike accidents, drunk driving crashespedestrian accidentsaccidents involving an Uber or Lyft driver and many other types of accidents.

We want to represent you if you were injured in an accident in Florida, on a cruise ship or boat. If you live in Florida but were injured in another state we may also be able to represent you.

Call Us Now!

Call us now at (888) 594-3577 to find out for FREE if we can represent you

No Fees or Costs if We Do Not Get You Money

There are No Fees or Costs Unless We Recover Money. Call us 24 hours a day, 7 days a week, 365 days a year. We speak Spanish. We invite you to learn more about us.

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