Punitive damage claims may be allowed if the defendant was personally guilty of intentional misconduct or gross negligence. [Read more…]
Justin Ziegler, Owner and Injury Attorney
Justin Ziegler is the owner and lawyer at JZ helps. He's a personal injury lawyer serving the entire state of Florida. He has an office in Miami and is also available for a free consultation in Fort Lauderdale and throughout all of Florida.
He's also a proud father of a son and the husband of a lovely wife, Monica.
Out of State Visitors Hurt in Car Accidents in Florida (Settlements & Claims)
If you’re an out of state visitor hurt in a Florida car crash, you may have a case. Your case may be different than the claim of a Florida resident who was hurt in Florida.
[Read more…]Lyft Claims and Settlement Amounts (York Risk Services Insurance)
Want to learn about recent Lyft car accident claims and settlement amounts?
Here, you’ll get awesome up to date tips on dealing with Lyft’s claims department.
Why do recent tips matter?
Because you want to make sure that you are getting current information. This is important because Lyft is constantly changing how it handles claims. Thus, I continuously update this article.
For example, for car accidents occurring starting May 1, 2019, Lyft made a huge change on its Florida insurance policy.
Lyft has apparently lowered its uninsured motorist insurance limit to $20,000 CSL. This is big news. And it’s bad for Lyft drivers and passengers.
What does CSL mean?
It means combined single limit. The CSL is the most uninsured motorist (UM) coverage that all the passengers and the Lyft driver can recover under Lyft’s insurance policy for one accident.
UM coverage only applies if someone other than the Lyft driver was at fault for causing the crash.
The new UM limit is now just $20,000. Thus, Lyft’s current insurance policy is much worse than the prior one that it had.
But why?
Because the prior Lyft policy had $250,000 in UM/UIM coverage. Lyft has now lowered its UM coverage by $230,000!
That’s a huge drop in UM coverage.
What stayed the same in Lyft’s new auto insurance policy?
Lyft kept the same insurance company: Greenwich Insurance Company.
Once again, UM/UIM coverage is uninsured motorist or underinsured motorist insurance coverage. There is still a $1 million CSL limit for liability coverage when the Lyft driver is “engaged in a ride”.
Lyft’s liability coverage pays if the Lyft driver’s negligence caused injuries to someone else.
Travelers Insurance Handles All Lyft Auto Insurance Claims (in the US)
Starting Feb 1, 2019, The Travelers Companies, Inc. is handling all U.S. auto insurance claim services for Lyft. I’ve settled over $450,000 in personal injury claims with Travelers. Thus, I know a thing or two about how Travelers handles accident claims.
For Lyft, I think that Travelers is just acting as a third party administrator. I don’t believe that Travelers actually insures Lyft vehicles.
I’ll explain this in detail in a bit.
That’s not it…
I’ll share must-know tips on dealing with York Risk Services, and Steadfast Insurance company. You’ll also hear about settlements and claims with Lyft’s insurance company, Greenwich Insurance Company.
And you’ll get to hear my thoughts on car accident settlements with Travelers Insurance Company. (I’ve settled many personal injury claims with Travelers. This includes a $300,000 car accident settlement, and other big car accident settlements.)
For starters, here is my video on Lyft accident settlement amounts and claims.
Herniated Disc Settlements (Car Accidents and More)
If someone’s negligence caused or aggravated your herniated disc, you want to get compensated fairly. To increase your chances of getting a good payout, you must understand the facts that led to past herniated disc settlements and verdicts.
Here, I’m going to give as much detail as possible about actual herniated disc settlements (with amounts). I’ll point out both facts that increased the value, and facts that hurt the value of the case.
Cruise Ship Accident and Personal Injury Claims for Compensation
This article covers the laws that apply for personal injury claims against cruise lines. [Read more…]
Settlement for Boy Attacked and Killed by Alligator at Disney?
As much of the world knows, a two-year old boy (Lane Graves) was killed by an alligator at Disney. Specifically, the attack happened at the Seven Seas Lagoon at Disney World’s Grand Floridian hotel in Orlando.
The boy wasn’t eaten by the alligator. However, it bit and drowned him.
The $10 Million Settlement Figure is My Best Guess
Here, I’ll explain why I think Disney may have paid around $10 million to the parents of the boy killed by the alligator.
This $10 million figure is my estimation. I haven’t seen any document that says that millions, or any amount, was paid to the parents for their pain and suffering.
On the other hand, the parents opened up a probate estate for the boy who was killed. A probate estate is usually only opened up for a child if the parents make (or settle) a wrongful death claim for the child’s death.
That being said, I wouldn’t be surprised if Disney paid $10 million to the parents. The full value of a wrongful case is much larger than most personal injury settlements. I will explain in detail in a moment.
Also, court records mention that the boy’s sister received over $50,000 as a settlement not too long after the incident. They don’t specifically say that Disney paid it. I’ll explain later.
I’ll discuss who paid the sister’s settlement in detail. [Read more…]
Scooter Accident Settlements (Bird, Lime, Lyft, Bolt, Spin, Uber Jump and Gotcha)
Electric scooter popularity has exploded. And, unfortunately, accidents and injuries will soon follow.
Currently, there are 7 electric scooter rental companies in Florida. They are Bird, Lime, Lyft Scooters, Bolt, Spin, Uber Jump and Gotcha.
I’ve heard that in Brickell (near Downtown Miami), electric scooters are everywhere.
If car hits you while you’re on an electric scooter, you need to know how to handle your claim.
Whose insurance will pay your medical bills? Can you get paid for pain and suffering? I’ll answer these questions in a moment.
[Read more…]Does Auto Insurance Pay for Lost Wages? (Florida)
If you miss work as a result of an auto accident, you may be entitled to compensation for your lost wages. This includes past and future wages, and inability to perform household services. You may also be able entitled to recover your medical expenses and pain, suffering, mental anguish, and inconvenience. However, those damages are outside the scope of this article.
[Read more…]Why You Shouldn’t Agree to a Confidential Settlement (Injury Claims)
Settlements for personal physical injuries are not taxable. Section 104(a)(2), Internal Revenue Code. This means that a settlement for pain and suffering, most medical bills, and lost wages isn’t taxable.
This assumes that you did not take an itemized deduction for medical expenses related to the injury in prior years. (IRS Publication 4345).
Pain and suffering is typically paid in car accident claims, slip and falls and much more.
[Read more…]Uber Accident Settlements (Amounts, Insurance and Your Rights)
This article focuses on personal injury settlements and claims for Uber car accidents.
Below is my video about Uber accident claims and settlements.
The video covers some things that aren’t in the article. The article may cover some points that aren’t in the video.
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