Dan (not real name) was driving a pickup truck westbound through an intersection in Riviera Beach, Palm Beach County, Florida.
Kevin, was driving an SUV southbound. The diagram from the crash report is below.
The crash report said that a witness stated that Kevin ran a red light. This independent witness statement helped Dan’s case.
Without it, Kevin could have argued that he had a green light. It would have been a “He said, She said” case, which would have been much tougher.
The front of Dan’s pickup truck hit the side of Kevin’s SUV.
Ambulance Took Claimant From Accident Scene to The Hospital
Dan was taken by ambulance from the crash scene to the hospital. This increased the full value of the case.
Dan didn’t own the pickup truck that he was driving. It was uninsured so there was no PIP insurance on it.
State Farm argued that it was entitled to a $10,000 credit against Dan’s medical bills since Dan was driving an uninsured truck. I argued that State Farm was not entitled to a credit since Dan was not the title owner to the truck.
State Farm insured Kevin’s SUV with $10,000 in bodily injury liability (BIL) coverage. The State Farm BIL adjuster was Malissa Castaneda.
Claimant Was Wearing a Seat Belt
The hospital records said that Dan was wearing a seat belt at the time of the crash. This prevented State Farm from arguing that the value of his case should be reduced for not wearing a seat belt.
The hospital notes said that Dan complained of a headache and memory problems.
The hospital took a CT scan of his facial bones and brain. They didn’t show any issues.
Dan was diagnosed with a facial contusion (bruise), and a shoulder contusion and strain. He was given a sling for his shoulder.
Claimant Took Photos of His Scars on His Body
Dan claimed that the accident caused scarring on his body. The photos are below.
I sent the photos to State Farm. After some resistance, State Farm paid the $10,000 limits to settle Dan’s case.
I represented Dan.
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