If you were injured in an accident in Florida and you went to the ER and/or a doctor, you may owe bills for these services.
If you believe that your injuries were caused by someone else, there are a 2 important things to do when your medical bills arrive.
1. Check for Insurance.
The first thing to do is to look at the hospital bill (or doctor bill) and see whether the bill shows your insurance. This is of course if you have any insurance that may apply. If you were involved in a car accident, your car insurance (and health insurance, Medicare, Medicaid, etc if you have it) should be on the bill. If ALL of your insurances (that apply and are mentioned above) are not on the bill, you should immediately contact the medical provider and give them ALL of your insurance information that may cover you for this accident. You should give this information to them over the phone and in at least 1 written form (fax, email, certified mail, regular mail).
2. Give to Insurance Company.
If you were injured in a car accident, and someone else may have been at fault, you need to have a claim number assigned with your car insurance AND the auto insurance of the person/company that caused the accident. You should send your medical bills and records to your auto insurance company so that they can begin paying your bills. If you are injured in a car accident or any other type of accident, you should immediately send ALL your medical bills and records (related to the accident) that you have to the insurance company for the person or company that caused your accident.
Hopefully, the insurance companies do the right thing and pay your claim. If not, you may have to file a lawsuit against the proper people or company.
What do you do when you receive a medical bill from an accident?