If another driver caused your car accident in Key Biscayne, you may have a case.
Here are some fast facts that you need to know about Key Biscayne car accident claims.
Most Key Biscayne residents have good auto insurance
If someone who lives in Key Biscayne causes your crash, there is at least some good news.
The odds are that they have bodily injury (“BI”) liability insurance. They are likely to carry much higher limits than the average Dade County driver is.
So the average family in Key Biscayne makes about 3 times as much as the average family in Dade County. Thus, they have more money to spend on insurance. They also have more assets that they want to protect.
Since 12.6% of Florida drivers are uninsured, this is good news for people who are hurt in Key Biscayne car accidents.
Key Biscayne Car Accident Cases Can Be Tough if You’re Uninsured
Let’s assume that you own a car in Florida. You don’t insure it.
A careless driver causes your crash in Key Biscayne. Since your car was uninsured, the at fault driver doesn’t have to pay 80% of your medical bills up to $10,000.
This is because, in Key Biscayne car accidents, uninsured car owners are penalized in their personal injury claim. In big injury cases where there is lots of insurance, this isn’t a huge deal.
But in your run of the mill soft tissue injury case, this law is bad for car crash victims.
Bicyclist Gets $52,500 for Settlement for Upper and Middle-Back Injuries
A bicyclist was riding in the bike path in Key Biscayne. A car was traveling in the same direction.
The car made a right hand turn in front of the bicyclist. His bike struck the car’s passenger side. He was thrown off the bike.
Fortunately, he was wearing a helmet. His helmet and body struck the ground.
He had a closed head injury but he did not lose consciousness.
The driver got a ticket for failure to yield right of way. He also suffered compression fractures in his spine from T3-T5.
He also had a small disc protrusion. United Automobile Insurance Company (UAIC) insured the driver. They paid the BI policy limits of $10,000.
They also paid to fix his bike. (We did not charge a fee for the bike damage part of the case.)
The bicyclist had uninsured motorist insurance with USAA. USAA paid us $42,500 to settle the case.
Juries for Key Biscayne Car Accident Cases Are Better
As compared to most of the other counties in Florida, Miami-Dade County juries tend to be more generous. If you were hurt in Key Biscayne car wreck, you’ll likely get a Dade County jury.
However, most cases settle before trial. That being said, the location of the trial is a factor in the insurance company’s evaluation of the case.
The adjuster may increase their offer for a personal injury case that arises from a Key Biscayne accident.
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