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Car Accidents - Questions & Answers

What type of automobile insurance coverage is required for a person causing a crash?

The Florida Financial Responsibility Law requires that any person at fault in a crash resulting in bodily injury and property damage to others must have in effect at the time of the crash full liability insurance coverage. This coverage includes minimum limits of bodily injury liability of $10,000 per person, $20,000 per crash, $10,000 property damage liability per crash, and personal injury protection limits of $10,000 per person per crash.

Some of the above the above information is reproduced from the Florida Department of Highway & Safety Motor Vehicles.

I was involved in an automobile crash caused by someone else. Who can I turn to for help in recovering damages to my vehicle and for my injuries?

What should I do if I am involved in an automobile crash?

What if I am unable to contact my insurance agent to represent me and determine the at-fault party is insured or uninsured?

If I am approached by the at-fault party regarding releases, what should I do?

If you have been involved in a crash and desire the insurance coverage for the other party, we will obtain the information by mailing your request to:


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